Personal finance
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Why UK students at a risk of tax scams
September 12, 2021 01:20 PM AEST| By Rishika RainaHighlights Students taking part-time jobs are more vulnerable to scams due to less interaction with HMRC. Around a million people reported scams to HMRC last year. Over 5,000 phone scams have been reported by students in the 18-24 a.....

Credit Card Myths You Should Know About
August 05, 2021 11:14 PM AEST| By Kamalika GhoshSummary Credit cards can help you manage your cash flow, build your credit rating so you can qualify for other financial products. There are over 62.8 million credit cards issued across the UK. The credit card allows a card holder to spe.....
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How to de-risk your pension savings?
August 04, 2021 11:36 PM AEST| By Kamalika GhoshMaintaining a comfortable lifestyle with the same standard of living after retirement is among the most important financial goals of people. Pension schemes are the best long-term investments to secure your future and have a comfortable life post-r.....
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What is the over 80s Pension?
August 02, 2021 05:13 PM AEST| By Kamalika GhoshSummary Everyone over 80 of age in the UK is entitled to pension of £4,000 a year. Over 100,000 retirees in this bracket have not claimed state pension payment yet, as per some reports. The pension is taxable and may affect your ov.....

What is Couch to Financial Fitness programme all about?
July 27, 2021 04:27 PM AEST| By Suhita PoddarSummary Launched by MoneyHelper, Couch to Financial Fitness is an online programme to help people deal with the financial impact of the Covid-19 pandemic. The new programme is based on a similar platform called Couch to 5K, which aims at .....

Roth IRA: Is it the best way to invest money for your retirement years?
July 27, 2021 03:39 PM AEST| By Kamalika GhoshA Roth IRA is an individual retirement account to which you can contribute after-tax dollars and that can provide you with tax-free income and growth in retirement, while there are no current-year tax benefits. You can also withdraw the amount tax-.....
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How to invest in dividend stocks in UK
July 26, 2021 03:56 PM AEST| By Kamalika GhoshSummary Investing in dividend stocks is a great way to generate a stream of stable income. Although higher dividend yield is considered favourable, dividend yield traps must be avoided. Dividend income may also get taxed. Dividend s.....

Five tips to hack your way through financial freedom
May 29, 2021 04:05 AM AEST| By AayushSummary Compulsive buying is one of the most common habits that can easily eat up your corpus. It is always recommended to invest in yourself before you invest elsewhere. It is imperative to pay your debt as soon as possible to avoid your savi.....
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3 Financial tips to get you through coronavirus pandemic
April 18, 2021 02:41 AM AEST| By AayushSource: CrizzyStudio, Shutterstock Summary The first step to strengthen your finances is to understand what you spend your money on. Take advantage of these special programs such as subsidies, unemployment benefits etc. During these challengi...

Buying your dream home? Here are 5 basic boxes to tick
March 25, 2021 12:22 PM AEDT| By Team Kalkine MediaSource: HAKINMHAN,Shutterstock Summary Buying a home needs proper planning and financial assessment. There are multiple home-loan options available. Do proper research to get the best home loan as per your situation and needs. Be practic...

Five Tips to Maintain Financial Hygiene amid Rising Bond Yields
March 24, 2021 01:27 PM AEDT| By Daminitions without freaking out to breeze through the uncertain market environment. It was one year back that the horrifying decline in major stock indices triggered by the COVID-19 pandemic spooked investors, wiping out substantial gains from global...

Pearls of Financial Wisdom for Millennials
March 23, 2021 07:07 PM AEDT| By Team Kalkine Mediastart personal finance planning, the better your chances of reaching the targeted corpus. If you were born between 1980 and 1996, then you are a ‘Millennial’. There is an ongoing discourse that the millennial generation is more tech-...

Want to retire early? Here’s how it is possible
January 13, 2021 01:07 PM AEDT| By Edita IvancevicImage Source: Shutterstock Many Australians retire a lot later in life because in lack of a stable source of income, they have insufficient funds to cover the latter few decades of their lives. However, some achieve the ultimate dream of retiring e...

What COVID-19 taught us: Six financial takeaways
December 29, 2020 06:06 PM AEDT| By Team Kalkine MediaThe recent vaccination drives in the UK, the US and other parts of the world have rekindled the hopes of the global residents to return to the much anticipated normal. In the weeks to come, we can expect the commencement of COVID-19 vaccination dri.....

Is passive income a real thing?
December 22, 2020 07:34 PM AEDT| By Edita IvancevicImage Source: Shutterstock The world would be a perfect utopia if money grew on trees or if people could earn money without doing any work. However, the real business world is different, and there is no such thing as a genuinely passive income. Som...

How to strike a conversation with your partner about the money goals?
December 22, 2020 06:49 PM AEDT| By Edita IvancevicImage Source: Shutterstock When talking about dating and being in a relationship, one usually does not think about money and savings. At least, not in the first couple of dates. However, money in a relationship is more important that one may think....

How to save money in 2021?
December 22, 2020 04:28 PM AEDT| By Edita IvancevicImage Source: Shutterstock Battered by the COVID-19 pandemic, the year 2020 has shown how significant it is to save money. Many individuals do not think of saving for the rainy days, but instead, prefer to live in the moment by spending more. That...

Reverse mortgages can fund ageing in place, cover retirement costs: Heartland
December 14, 2020 11:46 AM AEDT| By Kunal SawhneyEven as the large majority of the older Australians want to stay in their homes for as long as possible, rising costs and limited superannuation are affecting these changes while providing for a comfortable living. However, the solution to the prob.....

Seven apps to monitor spending and manage your personal finance
October 06, 2020 06:56 PM AEDT| By Edita IvancevicSaving and organising money has never been easy. As a product of capitalism, sale signs and special prizes are looming everywhere, so it is easy to get a bit overwhelmed and spend a few more bucks than initially expected. That said, there are app.....

What Lies at the Cusp of Managing Personal Finances and Online Trading?
August 26, 2020 08:20 PM AEST| By Team Kalkine MediaCOVID-19-induced economic and financial havoc has been aggravating the dire need to manage personal finances effectively. Recent international research has been demonstrating a link between psychological health and financial wellbeing of individual.....

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