Change the Lending Paradigm: A Finance Model for Success in Native Agriculture

March 07, 2025 02:00 AM AEDT | By 3BL
 Change the Lending Paradigm: A Finance Model for Success in Native Agriculture
Image source: Kalkine Media

by Skya Ducheneaux, Akiptan

Akiptan began lending in 2019 and has since committed over $31M in loans to producers and nearly $1M in grants. Additionally, we have created several financial literacy books, tools and resources. Our programmatic side curates programs and initiatives that enhance the impact our direct financing does. Our pipeline of applications is constantly oversubscribed, which speaks to the true testament and value of our products and how we deliver our services. The staff at Akiptan has an impact that goes a mile deep with each producer. The focus on the relational side of lending is crucial to the transformative impact of our capital. It allows us to be proactive rather than reactive, educational, thoughtful and goal oriented.

A core piece of our mission is to change the lending paradigm. We know that this innovative style of financing can be applied to other areas for equally deep success. Our model has been applied to production, processing/value added, and retail and has been extremely successful. We are eager to share our best practices and model with other financial institutions to help carry forward the work.

When it comes to investors working in this space, it is critical to also show up in a partnership role, not a transactional role. Relationships are the core of Native culture. Take time to get to know each other. Be a thought partner who is collaborative, not prescriptive. Indian Country has had “solutions” prescribed to it since colonization; none of that panned out well. It is time for us to have a seat at the table so we can bring our own solutions and dictate what our success story looks like. Just like with the Monopoly board, success looks different to everyone who is playing the game, but with collaboration, innovation and patient capital, we can all succeed.

Read Skya's full article here and check out their video too at- https://greenmoney.com/change-the-lending-paradigm-a-model-of-success-in-native-ag-finance/


Disclaimer

The content, including but not limited to any articles, news, quotes, information, data, text, reports, ratings, opinions, images, photos, graphics, graphs, charts, animations and video (Content) is a service of Kalkine Media Pty Ltd (“Kalkine Media, we or us”), ACN 629 651 672 and is available for personal and non-commercial use only. The principal purpose of the Content is to educate and inform. The Content does not contain or imply any recommendation or opinion intended to influence your financial decisions and must not be relied upon by you as such. Some of the Content on this website may be sponsored/non-sponsored, as applicable, but is NOT a solicitation or recommendation to buy, sell or hold the stocks of the company(s) or engage in any investment activity under discussion. Kalkine Media is neither licensed nor qualified to provide investment advice through this platform. Users should make their own enquiries about any investments and Kalkine Media strongly suggests the users to seek advice from a financial adviser, stockbroker or other professional (including taxation and legal advice), as necessary.
The content published on Kalkine Media also includes feeds sourced from third-party providers. Kalkine does not assert any ownership rights over the content provided by these third-party sources. The inclusion of such feeds on the Website is for informational purposes only. Kalkine does not guarantee the accuracy, completeness, or reliability of the content obtained from third-party feeds. Furthermore, Kalkine Media shall not be held liable for any errors, omissions, or inaccuracies in the content obtained from third-party feeds, nor for any damages or losses arising from the use of such content.
Kalkine Media hereby disclaims any and all the liabilities to any user for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising from any use of the Content on this website, which is provided without warranties. The views expressed in the Content by the guests, if any, are their own and do not necessarily represent the views or opinions of Kalkine Media. Some of the images/music that may be used on this website are copyrighted to their respective owner(s). Kalkine Media does not claim ownership of any of the pictures displayed/music used on this website unless stated otherwise. The images/music that may be used on this website are taken from various sources on the internet, including paid subscriptions or are believed to be in public domain. We have made reasonable efforts to accredit the source wherever it was indicated as or found to be necessary.
This disclaimer is subject to change without notice. Users are advised to review this disclaimer periodically for any updates or modifications.


AU_advertise

Advertise your brand on Kalkine Media

Sponsored Articles


Investing Ideas

Previous Next
We use cookies to ensure that we give you the best experience on our website. If you continue to use this site we will assume that you are happy with it.