Polly Releases Q1 2025 Auto Insurance Report Revealing Major Market Opportunities for Dealers

June 04, 2025 10:00 PM AEST | By EIN Presswire

Google News:

Recent News

Carney launches ‘One Canadian Economy’ Act to unify trade, approvals

Trump signs orders to enhance drone defenses, support supersonic trave...

US job growth in May tops forecasts, but Macquarie warns cracks are em...

U.S. Treasury, Commerce secretaries and Trade Representative to meet C...

WILLISTON, VT, UNITED STATES, June 4, 2025 /EINPresswire.com/ -- Polly, the leader in embedded auto insurance, today released its Q1 2025 Embedded Auto Insurance Report, revealing that the embedded insurance market for auto dealers is now showing its strongest growth in years.

The embedded insurance opportunity index --Polly’s proprietary measure of insurance policies per engaged car buyer-- has nearly tripled since its 2023 low. More car buyers are shopping for insurance during the car-buying process, more are finding competitive rates, and more are saving money at the dealership. As a result, dealers are seeing a meaningful lift in F&I gross profit.

“As front-end profit continues to shrink, dealerships are seeking new ways to protect profit. Our data shows that embedded insurance is not just a value-add for customer satisfaction, it’s becoming essential to protecting a dealership’s bottom-line,” said Mike Burgiss, Chief Marketing Officer for Polly.

Among key findings in the report:
• Dealerships that offered insurance quotes to car buyers saw 21% higher F&I gross, even when their customers didn’t purchase a policy.
• When their customers did buy insurance, F&I gross increased by 28%, even when they didn’t save money on their insurance.
• The national average insurance quote dropped slightly in Q1 2025 to $195/month, reflecting some minor relief in insurance affordability.
• Market friction --where car buyers struggle to find any reasonable insurance quote-- has fallen significantly, with 19 out of 20 buyers now receiving competitive offers.

Looking Ahead
The report outlines several predictions for the rest of 2025, including continued growth in the embedded insurance opportunity index and potential volatility in rates due to economic uncertainty and climate-driven risk. Dealers are encouraged to integrate insurance into the sales process now to stay ahead of evolving customer needs and profitability pressures.

Access the Full Report
The full Q1 2025 Embedded Auto Insurance Report is available for download now.

Ben Jastatt
Polly
8005640900 ext.
email us here

Legal Disclaimer:

EIN Presswire provides this news content "as is" without warranty of any kind. We do not accept any responsibility or liability for the accuracy, content, images, videos, licenses, completeness, legality, or reliability of the information contained in this article. If you have any complaints or copyright issues related to this article, kindly contact the author above.

Disclaimer

The content, including but not limited to any articles, news, quotes, information, data, text, reports, ratings, opinions, images, photos, graphics, graphs, charts, animations and video (Content) is a service of Kalkine Media Pty Ltd (“Kalkine Media, we or us”), ACN 629 651 672 and is available for personal and non-commercial use only. The principal purpose of the Content is to educate and inform. The Content does not contain or imply any recommendation or opinion intended to influence your financial decisions and must not be relied upon by you as such. Some of the Content on this website may be sponsored/non-sponsored, as applicable, but is NOT a solicitation or recommendation to buy, sell or hold the stocks of the company(s) or engage in any investment activity under discussion. Kalkine Media is neither licensed nor qualified to provide investment advice through this platform. Users should make their own enquiries about any investments and Kalkine Media strongly suggests the users to seek advice from a financial adviser, stockbroker or other professional (including taxation and legal advice), as necessary.
The content published on Kalkine Media also includes feeds sourced from third-party providers. Kalkine does not assert any ownership rights over the content provided by these third-party sources. The inclusion of such feeds on the Website is for informational purposes only. Kalkine does not guarantee the accuracy, completeness, or reliability of the content obtained from third-party feeds. Furthermore, Kalkine Media shall not be held liable for any errors, omissions, or inaccuracies in the content obtained from third-party feeds, nor for any damages or losses arising from the use of such content.
Kalkine Media hereby disclaims any and all the liabilities to any user for any direct, indirect, implied, punitive, special, incidental or other consequential damages arising from any use of the Content on this website, which is provided without warranties. The views expressed in the Content by the guests, if any, are their own and do not necessarily represent the views or opinions of Kalkine Media. Some of the images/music that may be used on this website are copyrighted to their respective owner(s). Kalkine Media does not claim ownership of any of the pictures displayed/music used on this website unless stated otherwise. The images/music that may be used on this website are taken from various sources on the internet, including paid subscriptions or are believed to be in public domain. We have made reasonable efforts to accredit the source wherever it was indicated as or found to be necessary.
This disclaimer is subject to change without notice. Users are advised to review this disclaimer periodically for any updates or modifications.