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Investing.com -- Shares of SoFi Technologies Inc. (NASDAQ:SOFI) rose 5.7% after Chief Financial Officer Chris Lapointe delivered an optimistic outlook during his appearance at William Blair’s 45th Annual Growth Stock Conference. Investors responded positively to management’s strong positioning for future growth, with Lapointe emphasizing that momentum will continue to build in the coming months.
“In the second quarter, we expect another meaningful increase in both volume and revenue,” Lapointe said, citing the company’s Lending Platform Business as a key driver. The capital-light channel moves originated loans to institutional buyers within days, enabling SoFi to scale without expanding its balance sheet or taking on additional credit risk.
The CFO also pointed to the strength of the company’s diversified revenue model and its ability to scale profitably. “Our strong Q1 in terms of overall financial performance has allowed us to increase our outlook for the remainder of the year across all key measures,” he said.
SoFi now expects 2025 adjusted net revenue of up to $3.31 billion, adjusted EBITDA of as much as $895 million, and earnings per share between $0.27 and $0.28. “We’ve also increased our medium term revenue guidance covering the period of 2023 to 2026 to now be above 25% annualized growth,” Lapointe noted.
The firm continues to benefit from increasing product adoption across its platform, driven by cross-selling and subscription-based services. “For new subscribers to the program, 90% of them were existing members on the platform, and a third of those took out an additional product within thirty days,” he said of its paid SoFi Plus tier.
Demand remains strong across consumer lending, financial services, and technology infrastructure. SoFi sees particular tailwinds from resumed student loan repayments and interest rate normalization, both of which could lift refinancing volumes and home lending.
Lapointe positioned the company as structurally advantaged in a shifting financial services landscape. “Half of the American population is digitally native, and at the same time, there’s a growing mistrust in traditional banks,” he said. “We’re here to provide a much better option that is truly member centric.”
William Blair analyst Andrew Jeffrey reiterated his Outperform rating, emphasizing accelerating volume through SoFi’s lending platform and improving earnings visibility as valuation catalysts. The stock continues to trade at a discount to the fintech sector, with analysts estimating more than 30% upside potential over the next year.
