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Personal finance
How much you can earn after your retirement?
September 26, 2021 05:13 AM BST| By Priya BhandariHighlights In the UK, a person can work as long as they want to as the Default retirement age, i.e. the forced retirement age of 65, no longer exists. According to an analysis by pension platform Interactive Investor, if you retire at.....
What are the drawbacks of having a lifelong home loan?
September 26, 2021 04:09 AM BST| By Priya BhandariHighlights A lifetime home loan scheme is a financial product designed for homeowners aged 55 and above to take loan against the value of their house. Lifetime home loan and home reversion plan are the two main types of equity release schemes. .....
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Micro Investing Apps: What You Need to Know
September 24, 2021 07:50 AM BST| By Anastasiia LastovetskaToday, people want to receive stable wages and have the possibility of passive income. That is why micro-investing is becoming more popular in the world than ever. Moreover, this tool is available to everyone. Surprisingly, it is true that just a cou...
How can you protect your savings from inflation?
September 22, 2021 09:21 AM BST| By Rishika RainaHighlights With soaring inflation biting UK, the government was forced to borrow more than expected in August. Over the past few months, inflation has been above the 2% target set by the government. As per Bank of England estimates, inflation .....
How to spot a fake crypto app
September 18, 2021 03:53 PM BST| By Priya BhandariDespite of all the ups and downs in 2021, the cryptocurrency market is still booming, and many people are investing a lot of money to get a good return. With the rising trend of the new mode of income, even scammers are taking advantage of the craz.....
Why should HENRY individuals invest?
September 17, 2021 03:53 PM BST| By Rini ZachariahHigh earners not rich yet or HENRY are individuals with a significantly high income and the potential to be wealthy in the future but are not rich. However, they tend not to have savings. HENRY individuals are plagued by spending highly on consumpt.....
How to secure your finances for post-pandemic world
September 17, 2021 03:47 PM BST| By ManishaThe before-and-after economic scenarios of the COVID-19-hit world are a clear affirmation of how insecure life can be. The pandemic-induced lockdowns made some people crumble financially due to massive business losses or absence of income source. .....
Here are few investing tips for GenX
September 17, 2021 03:42 PM BST| By Rini ZachariahGen X or Generation X are people currently hovering around their late 30s or 40s and 60s. They are born after baby boomers and before the millenials. As kids they received minimal supervision from their parents. The generation was thus more impacte.....
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Why UK students at a risk of tax scams
September 12, 2021 04:20 AM BST| By Rishika RainaHighlights Students taking part-time jobs are more vulnerable to scams due to less interaction with HMRC. Around a million people reported scams to HMRC last year. Over 5,000 phone scams have been reported by students in the 18-24 a.....
Gold vs. cryptocurrency: Which investment can help you right now
August 16, 2021 11:27 AM BST| By Kamalika GhoshHighlights Both gold and cryptocurrency have their own advantages and disadvantages. It all depends on investors where they want to invest. Unlike fiat currencies being pegged to stable assets, cryptocurrencies have no asset backing. Gold-back.....
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How inflation can influence your personal finance
August 15, 2021 05:20 AM BST| By Suhita PoddarHighlights Recently, the Bank of England reported that it had left current base rate on hold at just 0.1%. The central bank projected that inflation would to rise temporarily to 4%. The economic recovery, linked to easing Covid restriction, h...
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What are Bitcoin debit cards and where all you can use it?
August 13, 2021 12:40 PM BST| By Team Kalkine MediaHighlights Bitcoin debit cards are prepaid debit cards that allow user to top-up their card with bitcoins, which are then converted into fiat currencies to make purchase easier. There are mainly two types of Bitcoin debit cards: Plastic D.....
How climate crisis can affect your personal finance
August 10, 2021 11:21 AM BST| By Kamalika GhoshSummary The new IPCC report on the climate crisis is 'code red for humanity' as climate is changing in unprecedented and irreversible ways. In addition to affecting the environment, climate change also influences the personal finance of househo.....
Credit Card Myths You Should Know About
August 05, 2021 02:14 PM BST| By Kamalika GhoshSummary Credit cards can help you manage your cash flow, build your credit rating so you can qualify for other financial products. There are over 62.8 million credit cards issued across the UK. The credit card allows a card holder to spe.....
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How to de-risk your pension savings?
August 04, 2021 02:36 PM BST| By Kamalika GhoshMaintaining a comfortable lifestyle with the same standard of living after retirement is among the most important financial goals of people. Pension schemes are the best long-term investments to secure your future and have a comfortable life post-r.....
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What are the different types of pensions?
August 03, 2021 02:46 PM BST| By Suhita PoddarSummary Pension schemes are the best long-term investment tools to secure your future and have a comfortable life post-retirement. They can be classified into personal, workplace, and state pension schemes. It is better to start investin.....
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What is the over 80s Pension?
August 02, 2021 08:13 AM BST| By Kamalika GhoshSummary Everyone over 80 of age in the UK is entitled to pension of £4,000 a year. Over 100,000 retirees in this bracket have not claimed state pension payment yet, as per some reports. The pension is taxable and may affect your ov.....
What is Couch to Financial Fitness programme all about?
July 27, 2021 07:27 AM BST| By Suhita PoddarSummary Launched by MoneyHelper, Couch to Financial Fitness is an online programme to help people deal with the financial impact of the Covid-19 pandemic. The new programme is based on a similar platform called Couch to 5K, which aims at .....
Roth IRA: Is it the best way to invest money for your retirement years?
July 27, 2021 06:39 AM BST| By Kamalika GhoshA Roth IRA is an individual retirement account to which you can contribute after-tax dollars and that can provide you with tax-free income and growth in retirement, while there are no current-year tax benefits. You can also withdraw the amount tax-.....
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How to invest in dividend stocks in UK
July 26, 2021 06:56 AM BST| By Kamalika GhoshSummary Investing in dividend stocks is a great way to generate a stream of stable income. Although higher dividend yield is considered favourable, dividend yield traps must be avoided. Dividend income may also get taxed. Dividend s.....
