Personal finance

How climate crisis can affect your personal finance

Summary The new IPCC report on the climate crisis is 'code red for humanity' as climate is changing in unprecedented and irreversible ways. In add...

Credit Card Myths You Should Know About

Summary  Credit cards can help you manage your cash flow, build your credit rating so you can qualify for other financial products. There are...

How to de-risk your pension savings?

Maintaining a comfortable lifestyle with the same standard of living after retirement is among the most important financial goals of people. Pension s...

What are the different types of pensions?

Summary  Pension schemes are the best long-term investment tools to secure your future and have a comfortable life post-retirement. They can...

What is the over 80s Pension?

Summary  Everyone over 80 of age in the UK is entitled to pension of £4,000 a year. Over 100,000 retirees in this bracket have not clai...

What is Couch to Financial Fitness programme all about?

Summary  Launched by MoneyHelper, Couch to Financial Fitness is an online programme to help people deal with the financial impact of the Covid...

Roth IRA: Is it the best way to invest money for your retirement yea...

A Roth IRA is an individual retirement account to which you can contribute after-tax dollars and that can provide you with tax-free income and growth...

How to invest in dividend stocks in UK

Summary  Investing in dividend stocks is a great way to generate a stream of stable income. Although higher dividend yield is considered favo...

How do I buy Exchange-traded funds (ETF) in the UK?

Summary  The ETFs track the behavior and movement of commodities, sectors, indexes, or any other assets. The ETF categories may be classified...

Home buying: Who all can avail an offset mortgage

Summary They are suitable for homeowners sitting on a significant amount of savings. Offset mortgages use the power of cash savings to reduce the...

Can you inherit shares in the UK?

Inherited shares are stocks which individuals get through inheritance after the original investor or holder is dead. Inheritance refers to all or part...

How much will you get as child tax credit in the UK?

Summary  A Child Tax Credit in the UK can only be claimed for children you are responsible for, based on certain conditions. For new as well...

How Student Loan Can Be Availed in the UK

Summary Student loans can be obtained from the government or private lender. The student loan amount changes each academic years and grants are al...

Buying your dream home? Here are 5 basic boxes to tick  

Source: HAKINMHAN,Shutterstock Summary Buying a home needs proper planning and financial assessment. There are multiple home-loan options...

Five Tips to Maintain Financial Hygiene amid Rising Bond Yields

tions without freaking out to breeze through the uncertain market environment. It was one year back that the horrifying decline in major stock in...

Want to retire early? Here’s how it is possible

Image Source: Shutterstock Many Australians retire a lot later in life because in lack of a stable source of income, they have insufficient funds to...

What COVID-19 taught us: Six financial takeaways

The recent vaccination drives in the UK, the US and other parts of the world have rekindled the hopes of the global residents to return to the much an...

Is passive income a real thing?

Image Source: Shutterstock The world would be a perfect utopia if money grew on trees or if people could earn money without doing any work. However,...

How to strike a conversation with your partner about the money goals...

Image Source: Shutterstock When talking about dating and being in a relationship, one usually does not think about money and savings. At least, not i...

How to save money in 2021?

Image Source: Shutterstock Battered by the COVID-19 pandemic, the year 2020 has shown how significant it is to save money. Many individuals do not th...