Personal finance

How to spot a fake crypto app
September 19, 2021 12:53 AM AEST| By Priya BhandariDespite of all the ups and downs in 2021, the cryptocurrency market is still booming, and many people are investing a lot of money to get a good return. With the rising trend of the new mode of income, even scammers are taking advantage of the craz.....

What COVID-19 pandemic taught us on managing our finances
September 19, 2021 12:34 AM AEST| By AayushThe COVID-19 pandemic caught the world off guard with its rapid spread and severe health consequences. The world virtually came to a halt, forcing businesses to take a back seat. The devastating economic impact has somewhat been aggressively handle.....

Five best places to work in Australia
September 19, 2021 12:08 AM AEST| By Rini ZachariahThe world of work has evolved over the years. Notable is the change kicked in by the once in the century pandemic experience! Increased automation, more and more usage of artificial intelligence and the most trending one- remote work. Today, there .....

10 tips for buying your first house
September 19, 2021 12:04 AM AEST| By Sonal SinhaHighlights Buying a house for the first time is an important achievement in one’s life. In Australia, houses are sold via private sale or auction. It is essential to do a thorough study of the property before spending the hard-earned mon.....

Why should HENRY individuals invest?
September 18, 2021 12:53 AM AEST| By Rini ZachariahHigh earners not rich yet or HENRY are individuals with a significantly high income and the potential to be wealthy in the future but are not rich. However, they tend not to have savings. HENRY individuals are plagued by spending highly on consumpt.....

How to secure your finances for post-pandemic world
September 18, 2021 12:47 AM AEST| By ManishaThe before-and-after economic scenarios of the COVID-19-hit world are a clear affirmation of how insecure life can be. The pandemic-induced lockdowns made some people crumble financially due to massive business losses or absence of income source. .....

Here are few investing tips for GenX
September 18, 2021 12:42 AM AEST| By Rini ZachariahGen X or Generation X are people currently hovering around their late 30s or 40s and 60s. They are born after baby boomers and before the millenials. As kids they received minimal supervision from their parents. The generation was thus more impacte.....
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Why UK students at a risk of tax scams
September 12, 2021 01:20 PM AEST| By Rishika RainaHighlights Students taking part-time jobs are more vulnerable to scams due to less interaction with HMRC. Around a million people reported scams to HMRC last year. Over 5,000 phone scams have been reported by students in the 18-24 a.....
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How inflation can influence your personal finance
August 15, 2021 02:20 PM AEST| By Suhita PoddarHighlights Recently, the Bank of England reported that it had left current base rate on hold at just 0.1%. The central bank projected that inflation would to rise temporarily to 4%. The economic recovery, linked to easing Covid restriction, h...

How climate crisis can affect your personal finance
August 10, 2021 08:21 PM AEST| By Kamalika GhoshSummary The new IPCC report on the climate crisis is 'code red for humanity' as climate is changing in unprecedented and irreversible ways. In addition to affecting the environment, climate change also influences the personal finance of househo.....

Credit Card Myths You Should Know About
August 05, 2021 11:14 PM AEST| By Kamalika GhoshSummary Credit cards can help you manage your cash flow, build your credit rating so you can qualify for other financial products. There are over 62.8 million credit cards issued across the UK. The credit card allows a card holder to spe.....
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How to de-risk your pension savings?
August 04, 2021 11:36 PM AEST| By Kamalika GhoshMaintaining a comfortable lifestyle with the same standard of living after retirement is among the most important financial goals of people. Pension schemes are the best long-term investments to secure your future and have a comfortable life post-r.....
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What are the different types of pensions?
August 03, 2021 11:46 PM AEST| By Suhita PoddarSummary Pension schemes are the best long-term investment tools to secure your future and have a comfortable life post-retirement. They can be classified into personal, workplace, and state pension schemes. It is better to start investin.....
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What is the over 80s Pension?
August 02, 2021 05:13 PM AEST| By Kamalika GhoshSummary Everyone over 80 of age in the UK is entitled to pension of £4,000 a year. Over 100,000 retirees in this bracket have not claimed state pension payment yet, as per some reports. The pension is taxable and may affect your ov.....

What is Couch to Financial Fitness programme all about?
July 27, 2021 04:27 PM AEST| By Suhita PoddarSummary Launched by MoneyHelper, Couch to Financial Fitness is an online programme to help people deal with the financial impact of the Covid-19 pandemic. The new programme is based on a similar platform called Couch to 5K, which aims at .....

Roth IRA: Is it the best way to invest money for your retirement years?
July 27, 2021 03:39 PM AEST| By Kamalika GhoshA Roth IRA is an individual retirement account to which you can contribute after-tax dollars and that can provide you with tax-free income and growth in retirement, while there are no current-year tax benefits. You can also withdraw the amount tax-.....
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How to invest in dividend stocks in UK
July 26, 2021 03:56 PM AEST| By Kamalika GhoshSummary Investing in dividend stocks is a great way to generate a stream of stable income. Although higher dividend yield is considered favourable, dividend yield traps must be avoided. Dividend income may also get taxed. Dividend s.....

How do I buy Exchange-traded funds (ETF) in the UK?
July 20, 2021 05:00 PM AEST| By Kamalika GhoshSummary The ETFs track the behavior and movement of commodities, sectors, indexes, or any other assets. The ETF categories may be classified into bond ETFs, industry ETFs, commodity ETFs, currency ETFs and inverse ETFs. ETFs provide the .....

Home buying: Who all can avail an offset mortgage
July 19, 2021 05:32 PM AEST| By Suhita PoddarSummary They are suitable for homeowners sitting on a significant amount of savings. Offset mortgages use the power of cash savings to reduce the interest on home loans. Offset mortgages aren’t offered by all lenders and they also have m.....

Can you inherit shares in the UK?
July 18, 2021 12:39 AM AEST| By Suhita PoddarInherited shares are stocks which individuals get through inheritance after the original investor or holder is dead. Inheritance refers to all or part of the assets of a person that are passed on to their loved once after they pass away. Inheritance...
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