Education

Where should you invest with UK savings rate falling?

The saving rates in the United Kingdom are falling tremendously and making things worse for savers. Recently, the Bank of England reported that intere...

Why you shouldn’t have too much gold in your portfolio

Gold has been valuable for over thousands of years and has been used as a medium of exchange before money was introduced. Even after its introduction,...

Why do some investors prefer dividends over long-term capital gains?

Summary Some investors always function by estimating a set rate of return Others look for opportunities in dividend paying stocks and high-return...

Can investments in IPO help you earn big?

Summary  The stock market has seen a slew of companies offering IPOs in the recent times. IPO of a firm with high growth potential is a mediu...

A look at a few leading Sectors for long term investment

American billionaire investor Charlie Munger once said - waiting helps as an investor since many people just can't stand to wait. The amount of succes...

Should you check the stock market portfolio everyday?

Summary There should be a periodic review of investments, it can be a fortnight, or a quarter A daily eye on stocks, or active watch on the portfo...

Credit Card Myths You Should Know About

Summary  Credit cards can help you manage your cash flow, build your credit rating so you can qualify for other financial products. There are...

Looking to chalk out a profitable portfolio? Here are three ways

A well-diversified investment portfolio plays a critical part in any investor’s success. It is essential to know how to determine an asset alloc...

How to de-risk your pension savings?

Maintaining a comfortable lifestyle with the same standard of living after retirement is among the most important financial goals of people. Pension s...

Looking to boost portfolio returns? Here are five simple strategies

All investors look for ways to maximise their portfolio returns. However, getting best returns is not only about finding and purchasing best assets....

What are the different types of pensions?

Summary  Pension schemes are the best long-term investment tools to secure your future and have a comfortable life post-retirement. They can...

What is the over 80s Pension?

Summary  Everyone over 80 of age in the UK is entitled to pension of £4,000 a year. Over 100,000 retirees in this bracket have not clai...

What investors need to know before placing a stop-loss order?

Stop-loss is a widely used term in the stock market, which refers to an order placed with a broker to buy or sell a security when it reaches a certain...

Are you an investor or a speculator? Here’s the difference between t...

The core rule followed by investors and traders globally is to earn a maximum profit from transactions done in the market. However, the levels of risk...

Can UK residents invest in NASDAQ stocks?

Summary UK residents can invest in NASDAQ to diversify their portfolio and widen their growth prospects by entering the US stock market. Investmen...

What is meant by bottom-up investing? Should you go for it?

Investing is generally divided into two broad approaches. While the first one considers various macroeconomic factors such as the gross domestic produ...

What is Couch to Financial Fitness programme all about?

Summary  Launched by MoneyHelper, Couch to Financial Fitness is an online programme to help people deal with the financial impact of the Covid...

Roth IRA: Is it the best way to invest money for your retirement yea...

A Roth IRA is an individual retirement account to which you can contribute after-tax dollars and that can provide you with tax-free income and growth...

Low-risk or high-risk investment? Which one should you go for?

Summary Risk is one of the fundamental attributes of any investment. However, not all investors can figure out the risk associated with an investm...

How to invest in dividend stocks in UK

Summary  Investing in dividend stocks is a great way to generate a stream of stable income. Although higher dividend yield is considered favo...