Personal finance


 Wary of paying hefty taxes? Here are five tax-saving tips

Wary of paying hefty taxes? Here are five tax-saving tips

February 19, 2022 01:50 AM AEDT| By Daniel Paul Johns

Highlights  Homeowners can reduce their taxes by acquiring a mortgage offset account. Capital gains refer to the money made through the selling of an asset, like shares or a house, where a profit has been made. People often miss out on ta.....

 5 ways to help Kiwis beat inflation and take better control of their finances

5 ways to help Kiwis beat inflation and take better control of their finances

February 13, 2022 06:00 AM AEDT| By Jasmine Anand

Stats NZ has revealed that the cost of living among Kiwi households was up by 5.2% in the quarter ended December 2021 in comparison to the costs a year earlier. In fact, this rise has been the highest since 2008 and is being witnessed by the majori.....

 How to choose stocks for investments in UK

How to choose stocks for investments in UK

February 13, 2022 12:00 AM AEDT| By Priya Bhandari

Highlights  Investing is a process of allocating money on assets with an expectation to generate an income or profit over time. Investing works when you purchase shares of any company at a low price and sell it at a higher price, which is .....

 How to inflation-proof your retirement portfolio

How to inflation-proof your retirement portfolio

February 12, 2022 01:17 AM AEDT| By Ashish

Highlights  Inflation is one of the major factors to consider while designing an investment portfolio. Retirees’ investment portfolios generally do not have any inherent inflation adjustment. Every retiree should consider inflation .....

 Top tips, tricks to selling insurance in the 21st Century

Top tips, tricks to selling insurance in the 21st Century

February 10, 2022 05:34 PM AEDT| By Chloë Donian

Selling Insurance in the 21st Century is more lucrative than it’s ever been. Further, newcomers are paying more for insurance. That means selling insurance is more competitive than ever. Hence, we’ve put together a list of the top tips t...

 What are the growing cybersecurity trends in Australia?

What are the growing cybersecurity trends in Australia?

December 13, 2021 05:30 AM AEDT| By Samta

As the world has transitioned into a new normal, cybercrimes are becoming more and more frequent with sophisticated tactics. With increasing in number of cybercrimes, companies worldwide are struggling to keep their critical data safe. For ex.....

 How ‘Buy Now Pay Later’ schemes can create serious debt issues

How ‘Buy Now Pay Later’ schemes can create serious debt issues

December 04, 2021 12:17 AM AEDT| By Rishika Raina

When it comes to the festive season, most companies and retailers opt various ways to lure people to spend, spend, spend. But many experts have said that schemes like ‘Shop now, pay later' can create a huge mess of personal debt as many have .....

 Why are bank frauds rising in the UK?

Why are bank frauds rising in the UK?

November 25, 2021 06:14 PM AEDT| By Priya Bhandari

Fraud in the UK has risen to an alarming level that it has become a national issue especially during the pandemic times. According to the Financial Ombudsman service, complaints about the Authorised Push Payment (APP) scams has steadily rose by 30%.....

 Measures of Financial Efficiency

Measures of Financial Efficiency

October 28, 2021 08:02 PM AEDT| By Eva Castleberry

A company's financial analysis allows it to determine its current state, opportunities, and problems. This valuable information is used both for making current management decisions and for strategy development. Investors, shareholders, and business o...

 How Much Money can a Money Counter Hold?

How Much Money can a Money Counter Hold?

October 28, 2021 07:56 PM AEDT| By Destiny Ricks

When someone owns a business, a large stream of money usually goes in and out of the business daily. With high quantities of cash being exchanged every day, this means the person who has to count that money at the end of the day has a significant and...

 Want to jack up your income? Here are five side hustles to try

Want to jack up your income? Here are five side hustles to try

October 18, 2021 08:09 PM AEDT| By Aayush

If you are striving to make ends meet or just want to ramp up your income, then it might be time to embark on some side hustles. While searching online to start a new business or take up a new side job to bolster your earnings, you might come acros.....

 How to file income tax returns: Here’s a step-by-step guide

How to file income tax returns: Here’s a step-by-step guide

October 16, 2021 05:37 PM AEDT| By Ipsita Sarkar

People get overwhelmed over how to file tax returns as soon as the tax-filing season approaches. However, there is no need for panic. You simply need to follow some basic rules and avoid mistakes. The US has a multi-layered income tax system. The F.....

 How about investing in gold right now

How about investing in gold right now

October 14, 2021 02:24 PM AEDT| By Rishika Raina

Highlights Gold is considered as a stable investment option as compared to the other volatile assets. Gold may not be a good diversifier in case of rising interest rates. Gold prices have a strong inverse relationship with real interest rates,.....

 Stocks to Add to Your Portfolio if You Are in 30s

Stocks to Add to Your Portfolio if You Are in 30s

October 05, 2021 01:16 AM AEDT| By Rishika Raina

Highlights With changing priorities of the investors with age, the allocation of stocks in their portfolio also changes. Investors in their 30s should go for a mix of both high growth and dividend paying stocks for maximum short-term as well as.....

 Are you saving enough? Here’s how to build a retirement fund

Are you saving enough? Here’s how to build a retirement fund

September 26, 2021 12:15 AM AEST| By Sanjeeb Baruah

Savings are crucial for a peaceful, fun, and secure old age. Likewise, they are critical for your retirement activities. But it requires meticulous planning from early in the career. Tax-free retirement savings plans could be one of the options. T.....

 Micro Investing Apps: What You Need to Know

Micro Investing Apps: What You Need to Know

September 24, 2021 04:50 PM AEST| By Anastasiia Lastovetska

Today, people want to receive stable wages and have the possibility of passive income. That is why micro-investing is becoming more popular in the world than ever. Moreover, this tool is available to everyone. Surprisingly, it is true that just a cou...

 Why should HENRY individuals invest?

Why should HENRY individuals invest?

September 18, 2021 12:53 AM AEST| By Rini Zachariah

High earners not rich yet or HENRY are individuals with a significantly high income and the potential to be wealthy in the future but are not rich. However, they tend not to have savings. HENRY individuals are plagued by spending highly on consumpt.....

 How to secure your finances for post-pandemic world

How to secure your finances for post-pandemic world

September 18, 2021 12:47 AM AEST| By Manisha

The before-and-after economic scenarios of the COVID-19-hit world are a clear affirmation of how insecure life can be. The pandemic-induced lockdowns made some people crumble financially due to massive business losses or absence of income source. .....

 Here are few investing tips for GenX

Here are few investing tips for GenX

September 18, 2021 12:42 AM AEST| By Rini Zachariah

Gen X or Generation X are people currently hovering around their late 30s or 40s and 60s. They are born after baby boomers and before the millenials. As kids they received minimal supervision from their parents. The generation was thus more impacte.....

 Why UK students at a risk of tax scams

Why UK students at a risk of tax scams

September 12, 2021 01:20 PM AEST| By Rishika Raina

Highlights  Students taking part-time jobs are more vulnerable to scams due to less interaction with HMRC. Around a million people reported scams to HMRC last year. Over 5,000 phone scams have been reported by students in the 18-24 a.....

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