Personal finance


 Adding crypto to your self-managed super fund? 3 things to keep in mind

Adding crypto to your self-managed super fund? 3 things to keep in mind

March 04, 2022 06:04 AM PST| By Daniel Paul Johns

Highlights  While Australian super funds don’t yet invest in cryptocurrency, individuals with self-managed funds can include digital assets if they so choose. Despite its short-term volatility, crypto’s long-term potential is, .....

 Wary of paying hefty taxes? Here are five tax-saving tips

Wary of paying hefty taxes? Here are five tax-saving tips

February 18, 2022 06:50 AM PST| By Daniel Paul Johns

Highlights  Homeowners can reduce their taxes by acquiring a mortgage offset account. Capital gains refer to the money made through the selling of an asset, like shares or a house, where a profit has been made. People often miss out on ta.....

 5 ways to help Kiwis beat inflation and take better control of their finances

5 ways to help Kiwis beat inflation and take better control of their finances

February 12, 2022 11:00 AM PST| By Jasmine Anand

Stats NZ has revealed that the cost of living among Kiwi households was up by 5.2% in the quarter ended December 2021 in comparison to the costs a year earlier. In fact, this rise has been the highest since 2008 and is being witnessed by the majori.....

 How to choose stocks for investments in UK

How to choose stocks for investments in UK

February 12, 2022 05:00 AM PST| By Priya Bhandari

Highlights  Investing is a process of allocating money on assets with an expectation to generate an income or profit over time. Investing works when you purchase shares of any company at a low price and sell it at a higher price, which is .....

 How to inflation-proof your retirement portfolio

How to inflation-proof your retirement portfolio

February 11, 2022 06:17 AM PST| By Ashish

Highlights  Inflation is one of the major factors to consider while designing an investment portfolio. Retirees’ investment portfolios generally do not have any inherent inflation adjustment. Every retiree should consider inflation .....

 Top tips, tricks to selling insurance in the 21st Century

Top tips, tricks to selling insurance in the 21st Century

February 09, 2022 10:34 PM PST| By Chloë Donian

Selling Insurance in the 21st Century is more lucrative than it’s ever been. Further, newcomers are paying more for insurance. That means selling insurance is more competitive than ever. Hence, we’ve put together a list of the top tips t...

 What are the growing cybersecurity trends in Australia?

What are the growing cybersecurity trends in Australia?

December 12, 2021 10:30 AM PST| By Samta

As the world has transitioned into a new normal, cybercrimes are becoming more and more frequent with sophisticated tactics. With increasing in number of cybercrimes, companies worldwide are struggling to keep their critical data safe. For ex.....

 How ‘Buy Now Pay Later’ schemes can create serious debt issues

How ‘Buy Now Pay Later’ schemes can create serious debt issues

December 03, 2021 05:17 AM PST| By Rishika Raina

When it comes to the festive season, most companies and retailers opt various ways to lure people to spend, spend, spend. But many experts have said that schemes like ‘Shop now, pay later' can create a huge mess of personal debt as many have .....

 Why are bank frauds rising in the UK?

Why are bank frauds rising in the UK?

November 24, 2021 11:14 PM PST| By Priya Bhandari

Fraud in the UK has risen to an alarming level that it has become a national issue especially during the pandemic times. According to the Financial Ombudsman service, complaints about the Authorised Push Payment (APP) scams has steadily rose by 30%.....

 How do Britons pay their taxes?

How do Britons pay their taxes?

November 24, 2021 04:43 AM PST| By Priya Bhandari

Highlights  Only 48% of Britons said they have total knowledge about how much tax they pay. Rest are still clueless about basic tax breakup. The Basic tax includes Income Tax, Inheritance tax, Capital Gains Tax, Corporate tax, Value added .....

 Measures of Financial Efficiency

Measures of Financial Efficiency

October 28, 2021 02:02 AM PDT| By Eva Castleberry

A company's financial analysis allows it to determine its current state, opportunities, and problems. This valuable information is used both for making current management decisions and for strategy development. Investors, shareholders, and business o...

 How Much Money can a Money Counter Hold?

How Much Money can a Money Counter Hold?

October 28, 2021 01:56 AM PDT| By Destiny Ricks

When someone owns a business, a large stream of money usually goes in and out of the business daily. With high quantities of cash being exchanged every day, this means the person who has to count that money at the end of the day has a significant and...

 Ghosts, Monsters, Ghouls and Stocks: Is the Halloween Strategy a Ghost Story?

Ghosts, Monsters, Ghouls and Stocks: Is the Halloween Strategy a Ghost Story?

October 19, 2021 03:27 AM PDT| By Daniel Paul Johns

Gather around the torchlight for this is a story century old which must be told in a deathly whisper and to those who absorb it, they have the choice to employ it and wait and see whether or not portfolio enjoys it. This is the Halloween strategy. .....

 Want to jack up your income? Here are five side hustles to try

Want to jack up your income? Here are five side hustles to try

October 18, 2021 02:09 AM PDT| By Aayush

If you are striving to make ends meet or just want to ramp up your income, then it might be time to embark on some side hustles. While searching online to start a new business or take up a new side job to bolster your earnings, you might come acros.....

 How to file income tax returns: Here’s a step-by-step guide

How to file income tax returns: Here’s a step-by-step guide

October 15, 2021 11:37 PM PDT| By Ipsita Sarkar

People get overwhelmed over how to file tax returns as soon as the tax-filing season approaches. However, there is no need for panic. You simply need to follow some basic rules and avoid mistakes. The US has a multi-layered income tax system. The F.....

 How about investing in gold right now

How about investing in gold right now

October 13, 2021 08:24 PM PDT| By Rishika Raina

Highlights Gold is considered as a stable investment option as compared to the other volatile assets. Gold may not be a good diversifier in case of rising interest rates. Gold prices have a strong inverse relationship with real interest rates,.....

 Stocks to Add to Your Portfolio if You Are in 30s

Stocks to Add to Your Portfolio if You Are in 30s

October 04, 2021 07:16 AM PDT| By Rishika Raina

Highlights With changing priorities of the investors with age, the allocation of stocks in their portfolio also changes. Investors in their 30s should go for a mix of both high growth and dividend paying stocks for maximum short-term as well as.....

 Are you saving enough? Here’s how to build a retirement fund

Are you saving enough? Here’s how to build a retirement fund

September 25, 2021 07:15 AM PDT| By Sanjeeb Baruah

Savings are crucial for a peaceful, fun, and secure old age. Likewise, they are critical for your retirement activities. But it requires meticulous planning from early in the career. Tax-free retirement savings plans could be one of the options. T.....

 Micro Investing Apps: What You Need to Know

Micro Investing Apps: What You Need to Know

September 23, 2021 11:50 PM PDT| By Anastasiia Lastovetska

Today, people want to receive stable wages and have the possibility of passive income. That is why micro-investing is becoming more popular in the world than ever. Moreover, this tool is available to everyone. Surprisingly, it is true that just a cou...

 Want to pay­ off your student loan faster? Here’s how, when to start

Want to pay­ off your student loan faster? Here’s how, when to start

September 18, 2021 07:01 AM PDT| By Sanjeeb Baruah

Student loan debt in the US stood at a staggering US$1.54 trillion last year, an all-time high. So, if you are worried about your loan repayment, you are not alone. Millions of students are currently facing such challenges, with the covid pandemic .....

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