Personal finance

Wary of paying hefty taxes? Here are five tax-saving tips
February 19, 2022 01:50 AM AEDT| By Daniel Paul JohnsHighlights Homeowners can reduce their taxes by acquiring a mortgage offset account. Capital gains refer to the money made through the selling of an asset, like shares or a house, where a profit has been made. People often miss out on ta.....

5 ways to help Kiwis beat inflation and take better control of their finances
February 13, 2022 06:00 AM AEDT| By Jasmine AnandStats NZ has revealed that the cost of living among Kiwi households was up by 5.2% in the quarter ended December 2021 in comparison to the costs a year earlier. In fact, this rise has been the highest since 2008 and is being witnessed by the majori.....

How to choose stocks for investments in UK
February 13, 2022 12:00 AM AEDT| By Priya BhandariHighlights Investing is a process of allocating money on assets with an expectation to generate an income or profit over time. Investing works when you purchase shares of any company at a low price and sell it at a higher price, which is .....

How to inflation-proof your retirement portfolio
February 12, 2022 01:17 AM AEDT| By AshishHighlights Inflation is one of the major factors to consider while designing an investment portfolio. Retirees’ investment portfolios generally do not have any inherent inflation adjustment. Every retiree should consider inflation .....

Top tips, tricks to selling insurance in the 21st Century
February 10, 2022 05:34 PM AEDT| By Chloë DonianSelling Insurance in the 21st Century is more lucrative than it’s ever been. Further, newcomers are paying more for insurance. That means selling insurance is more competitive than ever. Hence, we’ve put together a list of the top tips t...

What are the growing cybersecurity trends in Australia?
December 13, 2021 05:30 AM AEDT| By SamtaAs the world has transitioned into a new normal, cybercrimes are becoming more and more frequent with sophisticated tactics. With increasing in number of cybercrimes, companies worldwide are struggling to keep their critical data safe. For ex.....

How ‘Buy Now Pay Later’ schemes can create serious debt issues
December 04, 2021 12:17 AM AEDT| By Rishika RainaWhen it comes to the festive season, most companies and retailers opt various ways to lure people to spend, spend, spend. But many experts have said that schemes like ‘Shop now, pay later' can create a huge mess of personal debt as many have .....

Why are bank frauds rising in the UK?
November 25, 2021 06:14 PM AEDT| By Priya BhandariFraud in the UK has risen to an alarming level that it has become a national issue especially during the pandemic times. According to the Financial Ombudsman service, complaints about the Authorised Push Payment (APP) scams has steadily rose by 30%.....

Measures of Financial Efficiency
October 28, 2021 08:02 PM AEDT| By Eva CastleberryA company's financial analysis allows it to determine its current state, opportunities, and problems. This valuable information is used both for making current management decisions and for strategy development. Investors, shareholders, and business o...

How Much Money can a Money Counter Hold?
October 28, 2021 07:56 PM AEDT| By Destiny RicksWhen someone owns a business, a large stream of money usually goes in and out of the business daily. With high quantities of cash being exchanged every day, this means the person who has to count that money at the end of the day has a significant and...
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Want to jack up your income? Here are five side hustles to try
October 18, 2021 08:09 PM AEDT| By AayushIf you are striving to make ends meet or just want to ramp up your income, then it might be time to embark on some side hustles. While searching online to start a new business or take up a new side job to bolster your earnings, you might come acros.....

How to file income tax returns: Here’s a step-by-step guide
October 16, 2021 05:37 PM AEDT| By Ipsita SarkarPeople get overwhelmed over how to file tax returns as soon as the tax-filing season approaches. However, there is no need for panic. You simply need to follow some basic rules and avoid mistakes. The US has a multi-layered income tax system. The F.....

How about investing in gold right now
October 14, 2021 02:24 PM AEDT| By Rishika RainaHighlights Gold is considered as a stable investment option as compared to the other volatile assets. Gold may not be a good diversifier in case of rising interest rates. Gold prices have a strong inverse relationship with real interest rates,.....
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Stocks to Add to Your Portfolio if You Are in 30s
October 05, 2021 01:16 AM AEDT| By Rishika RainaHighlights With changing priorities of the investors with age, the allocation of stocks in their portfolio also changes. Investors in their 30s should go for a mix of both high growth and dividend paying stocks for maximum short-term as well as.....

Are you saving enough? Here’s how to build a retirement fund
September 26, 2021 12:15 AM AEST| By Sanjeeb BaruahSavings are crucial for a peaceful, fun, and secure old age. Likewise, they are critical for your retirement activities. But it requires meticulous planning from early in the career. Tax-free retirement savings plans could be one of the options. T.....
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Micro Investing Apps: What You Need to Know
September 24, 2021 04:50 PM AEST| By Anastasiia LastovetskaToday, people want to receive stable wages and have the possibility of passive income. That is why micro-investing is becoming more popular in the world than ever. Moreover, this tool is available to everyone. Surprisingly, it is true that just a cou...

Why should HENRY individuals invest?
September 18, 2021 12:53 AM AEST| By Rini ZachariahHigh earners not rich yet or HENRY are individuals with a significantly high income and the potential to be wealthy in the future but are not rich. However, they tend not to have savings. HENRY individuals are plagued by spending highly on consumpt.....

How to secure your finances for post-pandemic world
September 18, 2021 12:47 AM AEST| By ManishaThe before-and-after economic scenarios of the COVID-19-hit world are a clear affirmation of how insecure life can be. The pandemic-induced lockdowns made some people crumble financially due to massive business losses or absence of income source. .....

Here are few investing tips for GenX
September 18, 2021 12:42 AM AEST| By Rini ZachariahGen X or Generation X are people currently hovering around their late 30s or 40s and 60s. They are born after baby boomers and before the millenials. As kids they received minimal supervision from their parents. The generation was thus more impacte.....
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Why UK students at a risk of tax scams
September 12, 2021 01:20 PM AEST| By Rishika RainaHighlights Students taking part-time jobs are more vulnerable to scams due to less interaction with HMRC. Around a million people reported scams to HMRC last year. Over 5,000 phone scams have been reported by students in the 18-24 a.....