Personal finance


 Credit Card Myths You Should Know About

Credit Card Myths You Should Know About

August 05, 2021 11:14 PM AEST| By Kamalika Ghosh

Summary  Credit cards can help you manage your cash flow, build your credit rating so you can qualify for other financial products. There are over 62.8 million credit cards issued across the UK. The credit card allows a card holder to spe.....

 How to de-risk your pension savings?

How to de-risk your pension savings?

August 04, 2021 11:36 PM AEST| By Kamalika Ghosh

Maintaining a comfortable lifestyle with the same standard of living after retirement is among the most important financial goals of people. Pension schemes are the best long-term investments to secure your future and have a comfortable life post-r.....

 What is the over 80s Pension?

What is the over 80s Pension?

August 02, 2021 05:13 PM AEST| By Kamalika Ghosh

Summary  Everyone over 80 of age in the UK is entitled to pension of £4,000 a year. Over 100,000 retirees in this bracket have not claimed state pension payment yet, as per some reports. The pension is taxable and may affect your ov.....

 What is Couch to Financial Fitness programme all about?

What is Couch to Financial Fitness programme all about?

July 27, 2021 04:27 PM AEST| By Suhita Poddar

Summary  Launched by MoneyHelper, Couch to Financial Fitness is an online programme to help people deal with the financial impact of the Covid-19 pandemic. The new programme is based on a similar platform called Couch to 5K, which aims at .....

 Roth IRA: Is it the best way to invest money for your retirement years?

Roth IRA: Is it the best way to invest money for your retirement years?

July 27, 2021 03:39 PM AEST| By Kamalika Ghosh

A Roth IRA is an individual retirement account to which you can contribute after-tax dollars and that can provide you with tax-free income and growth in retirement, while there are no current-year tax benefits. You can also withdraw the amount tax-.....

 How to invest in dividend stocks in UK

How to invest in dividend stocks in UK

July 26, 2021 03:56 PM AEST| By Kamalika Ghosh

Summary  Investing in dividend stocks is a great way to generate a stream of stable income. Although higher dividend yield is considered favourable, dividend yield traps must be avoided. Dividend income may also get taxed. Dividend s.....

 5 Tips To Conquer Your Investing Fear

5 Tips To Conquer Your Investing Fear

May 18, 2021 11:43 AM AEST| By Team Kalkine Media

Investment and saving are often used interchangeably, but they have a different meaning. Saving is the amount you put away as your reserves, and investment is about earnings on your savings. Investing is a complex process, which has diverse avenues...

 Should You Take A Personal Loan To Invest In Stock Market?

Should You Take A Personal Loan To Invest In Stock Market?

May 16, 2021 05:28 PM AEST| By Team Kalkine Media

Summary Personal loan can be easily obtained these days and can be used to purchase stock. Before investing in shares, you need to evaluate the performance of the stocks. Interest rates are usually high but look for all options available in th.....

 3 Tips To Lead A Financially Disciplined Life

3 Tips To Lead A Financially Disciplined Life

April 16, 2021 01:33 AM AEST| By Team Kalkine Media

Source: kan_chana, Shutterstock Summary Keep a tab on expenditures. Pay off the debts at the earliest to save money. Maintain an emergency fund for unexpected scenarios such as jobs loss or hospitalization. Leading a financially discipli...

 Buying your dream home? Here are 5 basic boxes to tick  

Buying your dream home? Here are 5 basic boxes to tick  

March 25, 2021 12:22 PM AEDT| By Team Kalkine Media

Source: HAKINMHAN,Shutterstock Summary Buying a home needs proper planning and financial assessment. There are multiple home-loan options available. Do proper research to get the best home loan as per your situation and needs. Be practic...

 Five Tips to Maintain Financial Hygiene amid Rising Bond Yields

Five Tips to Maintain Financial Hygiene amid Rising Bond Yields

March 24, 2021 01:27 PM AEDT| By Damini

tions without freaking out to breeze through the uncertain market environment. It was one year back that the horrifying decline in major stock indices triggered by the COVID-19 pandemic spooked investors, wiping out substantial gains from global...

 Want to retire early? Here’s how it is possible

Want to retire early? Here’s how it is possible

January 13, 2021 01:07 PM AEDT| By Edita Ivancevic

Image Source: Shutterstock Many Australians retire a lot later in life because in lack of a stable source of income, they have insufficient funds to cover the latter few decades of their lives. However, some achieve the ultimate dream of retiring e...

 What COVID-19 taught us: Six financial takeaways

What COVID-19 taught us: Six financial takeaways

December 29, 2020 06:06 PM AEDT| By Team Kalkine Media

The recent vaccination drives in the UK, the US and other parts of the world have rekindled the hopes of the global residents to return to the much anticipated normal. In the weeks to come, we can expect the commencement of COVID-19 vaccination dri.....

 Is passive income a real thing?

Is passive income a real thing?

December 22, 2020 07:34 PM AEDT| By Edita Ivancevic

Image Source: Shutterstock The world would be a perfect utopia if money grew on trees or if people could earn money without doing any work. However, the real business world is different, and there is no such thing as a genuinely passive income. Som...

 How to strike a conversation with your partner about the money goals?

How to strike a conversation with your partner about the money goals?

December 22, 2020 06:49 PM AEDT| By Edita Ivancevic

Image Source: Shutterstock When talking about dating and being in a relationship, one usually does not think about money and savings. At least, not in the first couple of dates. However, money in a relationship is more important that one may think....

 How to save money in 2021?

How to save money in 2021?

December 22, 2020 04:28 PM AEDT| By Edita Ivancevic

Image Source: Shutterstock Battered by the COVID-19 pandemic, the year 2020 has shown how significant it is to save money. Many individuals do not think of saving for the rainy days, but instead, prefer to live in the moment by spending more. That...

 Seven apps to monitor spending and manage your personal finance

Seven apps to monitor spending and manage your personal finance

October 06, 2020 06:56 PM AEDT| By Edita Ivancevic

Saving and organising money has never been easy. As a product of capitalism, sale signs and special prizes are looming everywhere, so it is easy to get a bit overwhelmed and spend a few more bucks than initially expected. That said, there are app.....

 What Lies at the Cusp of Managing Personal Finances and Online Trading?

What Lies at the Cusp of Managing Personal Finances and Online Trading?

August 26, 2020 08:20 PM AEST| By Team Kalkine Media

COVID-19-induced economic and financial havoc has been aggravating the dire need to manage personal finances effectively. Recent international research has been demonstrating a link between psychological health and financial wellbeing of individual.....

 5 Top Tips to Manage Personal Finances During Global Virus Crisis

5 Top Tips to Manage Personal Finances During Global Virus Crisis

August 18, 2020 01:24 PM AEST| By Team Kalkine Media

By disrupting normal lifestyle and scaling up job losses, COVID-19 has knocked down financial plans of several Kiwi Landers reeling from virus crisis. While Government and regulators are moving heaven and earth to ensure the survival of the nation&.....

 Setting the Landscape of Personal Loan Space Amid COVID Crisis: Financial Lenders Vs Borrowers

Setting the Landscape of Personal Loan Space Amid COVID Crisis: Financial Lenders Vs Borrowers

July 10, 2020 04:37 PM AEST| By Team Kalkine Media

No wonder, the ‘Black Swan’ COVID-19 pandemic has costed businesses and consumers a great deal of time and money across the world. From sluggish economies to shredding financial markets, Global Virus Crisis has given everyone a pain in .....

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