Education
Student Loan changes to cost Middle Earners £30,000
April 19, 2022 11:45 AM BST| By Daniel Tannenbaum (Contributing Author)The government’s student loan changes in England are set to markedly benefit higher-income graduates. The new repayments scheme will see high salaried graduates save £20,000 whilst middle earners are to pay £30,000 more, according t...
How can you know which ISA suits you?
April 16, 2022 03:54 PM BST| By Priya BhandariHighlights Individual Saving Account (ISAs) is a saving account that allows investors to save money and earn interest tax-free. The annual ISA allowance stands at £20,000 for the tax year 2022-23, the same as in the tax year 2021-22. The.....
What type of investor are you?
April 15, 2022 06:26 AM BST| By Priya BhandariInvesting can be an effective way to help your money grow but every investor is different and comes with different goals, time horizons, investing approach and risk tolerance. Any individual interested in investing should first analyse what they wa.....
How new tax year could affect your personal finances
April 14, 2022 10:55 AM BST| By Daniel Tannenbaum (Contributing Author)With April upon us, a new financial year has started. There are important changes happening that you need to be aware of to best manage your finances in 2022. These changes will affect everyone from working-age all the way to retirement, irrespective...
How ISA investors can make the most by investing early in new financial year
April 06, 2022 03:38 PM BST| By Priya BhandariHighlights Investors who want to use their £20,000 ISA allowance as early as possible can now earn up to 0.92% with easy-access accounts, a recent analysis claim. Easy-access Cash ISAs allow you to withdraw money whenever you want, withou.....
Ferrexpo, M&G, CMC Markets: Stocks you may shortlist for next year’s ISA
April 03, 2022 12:06 AM BST| By Priya BhandariThe volatility in the stock market has further escalated by the ongoing Russia and Ukraine war after two challenging years due to the pandemic. The stress is more due to the rising global inflation. Investors are trying to look for ways to make mos.....
Three timeless lessons for investors from billionaire Ray Dalio
April 02, 2022 07:37 PM BST| By AayushHighlights Investors can add up ETFs, such as an index ETF, which are already a ready-made portfolio of diversified securities to minimise risk. Placing bets on companies within your competence of understanding their business model should not b.....
Three best-selling books every investor should read
April 02, 2022 07:34 PM BST| By AayushInvesting in learning to invest can reap exponentially higher returns than directly starting to put your money on the line, without any prior knowledge. As Warren Buffett has rightly said “risk comes from not knowing what you are doing”.....
Five financial myths that should be April Fool’s Day jokes!
March 31, 2022 02:01 PM BST| By Toshiva JainHighlights It is April 1, and you want to be on the lookout for anything that could be an April Fool’s joke. A lack of financial education can make one believe in financial myths and making wise financial decisions is no joking matter. S.....
Five things to do when income doesn't match cost of living
March 26, 2022 01:14 PM GMT| By AshishHighlights The rise in consumer prices without equal appreciation in wages can be troublesome. Budget plays a critical role in curbing unnecessary expenses. It helps to figure out what is needed and what can be easily done away with. .....
Five ETF portfolio strategies to sail through volatility
March 26, 2022 01:10 PM GMT| By AayushHighlights Adding blue-chip ETFs to the portfolio never goes out of fashion in the investing world. Investors should keep some spare cash at hand during market correction to buy ETFs at a lower price. Investors must research well to find the h.....
How SMSFs differ from APRA-regulated super funds
March 26, 2022 09:06 AM GMT| By Akanksha VashishtHighlights Aussies can choose from self-regulated super funds and professionally managed super funds. SMSFs are a good choice for those needing greater control over their fund money, while APRA-regulated funds provide a hassle-free experience. .....
Why tracking volume is a key factor in stock analysis
March 25, 2022 01:50 PM GMT| By AayushHighlights Stock volume refers to the number of shares being traded over a given period of time and illustrates the forces of demand and supply in action. Volume is used to validate the price behaviour. Abnormally high volume in a stock tells .....
Planning retirement? Here’s how to tackle inflation risk
March 25, 2022 01:36 PM GMT| By AshishHighlights A spike in inflation can pose serious challenges for retirees. Retirees require an income source which can easily adjust to a rise in consumer prices. Investment returns are critical for retirees since most retirees don’t add .....
US rate hike: How Australians can prepare if RBA follows suit
March 18, 2022 02:27 PM GMT| By AshishHighlights Australians are now expecting a rate hike anytime soon after the US Fed raised rates on Wednesday. The US Fed announced a 0.25% hike in its benchmark short-term interest rate. Rate hikes lead to higher loan rates for many.....
How to make most out of capital gain tax exemptions
March 12, 2022 01:09 PM GMT| By Priya BhandariHighlights Capital Gains Tax (CGT) is a tax charged on the gain made while disposing of assets. Tax experts are urging Britons to make the most out of Capital Gain Tax allowance before the deadline of 5 April as CGT bills are set to rise. .....
What is super stapling? How does it help employees?
March 11, 2022 01:05 PM GMT| By Daniel Paul JohnsHighlights A stapled super fund is a super account that follows you whenever you change jobs. This prevents you from having multiple super accounts following you throughout your career. New rules brought in last November mean that if you change.....
International Women’s Day: Here’s how to become financially smarter
March 08, 2022 05:59 PM GMT| By Team Kalkine MediaToday, women have more decision-making power related to financial issues in most countries. They earn more, control wealth, and establish themselves in every field whether it's related to sports, politics, law, medicine, or business. In this articl.....
How to ace the passive income game: Five ways to try
March 06, 2022 02:49 AM GMT| By AshishHighlights Passive income can help you with extra cash without actively getting involved in a business. It saves you from taking on extra responsibilities which come with active participation in a business. Such an income can be only achieved .....
Thing to keep in mind while co-buying a property with friends
March 05, 2022 01:25 PM GMT| By Daniel Paul JohnsHighlights: The Sydney housing market has got to the point where first home buyers need to save at least AU$100,000 to buy into a market like Sydney. In most cases, banks offer a joint loan, meaning both parties are paying back one loan as oppo.....