Education

Three timeless lessons for investors from billionaire Ray Dalio
April 03, 2022 04:37 AM AEST| By AayushHighlights Investors can add up ETFs, such as an index ETF, which are already a ready-made portfolio of diversified securities to minimise risk. Placing bets on companies within your competence of understanding their business model should not b.....
Three best-selling books every investor should read
April 03, 2022 04:34 AM AEST| By AayushInvesting in learning to invest can reap exponentially higher returns than directly starting to put your money on the line, without any prior knowledge. As Warren Buffett has rightly said “risk comes from not knowing what you are doing”.....

Five financial myths that should be April Fool’s Day jokes!
April 01, 2022 12:01 AM AEDT| By Toshiva JainHighlights It is April 1, and you want to be on the lookout for anything that could be an April Fool’s joke. A lack of financial education can make one believe in financial myths and making wise financial decisions is no joking matter. S.....

Five things to do when income doesn't match cost of living
March 27, 2022 12:14 AM AEDT| By AshishHighlights The rise in consumer prices without equal appreciation in wages can be troublesome. Budget plays a critical role in curbing unnecessary expenses. It helps to figure out what is needed and what can be easily done away with. .....

Five ETF portfolio strategies to sail through volatility
March 27, 2022 12:10 AM AEDT| By AayushHighlights Adding blue-chip ETFs to the portfolio never goes out of fashion in the investing world. Investors should keep some spare cash at hand during market correction to buy ETFs at a lower price. Investors must research well to find the h.....

How SMSFs differ from APRA-regulated super funds
March 26, 2022 08:06 PM AEDT| By Akanksha VashishtHighlights Aussies can choose from self-regulated super funds and professionally managed super funds. SMSFs are a good choice for those needing greater control over their fund money, while APRA-regulated funds provide a hassle-free experience. .....

Why tracking volume is a key factor in stock analysis
March 26, 2022 12:50 AM AEDT| By AayushHighlights Stock volume refers to the number of shares being traded over a given period of time and illustrates the forces of demand and supply in action. Volume is used to validate the price behaviour. Abnormally high volume in a stock tells .....

Planning retirement? Here’s how to tackle inflation risk
March 26, 2022 12:36 AM AEDT| By AshishHighlights A spike in inflation can pose serious challenges for retirees. Retirees require an income source which can easily adjust to a rise in consumer prices. Investment returns are critical for retirees since most retirees don’t add .....

US rate hike: How Australians can prepare if RBA follows suit
March 19, 2022 01:27 AM AEDT| By AshishHighlights Australians are now expecting a rate hike anytime soon after the US Fed raised rates on Wednesday. The US Fed announced a 0.25% hike in its benchmark short-term interest rate. Rate hikes lead to higher loan rates for many.....
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How to make most out of capital gain tax exemptions
March 13, 2022 12:09 AM AEDT| By Priya BhandariHighlights Capital Gains Tax (CGT) is a tax charged on the gain made while disposing of assets. Tax experts are urging Britons to make the most out of Capital Gain Tax allowance before the deadline of 5 April as CGT bills are set to rise. .....

What is super stapling? How does it help employees?
March 12, 2022 12:05 AM AEDT| By Daniel Paul JohnsHighlights A stapled super fund is a super account that follows you whenever you change jobs. This prevents you from having multiple super accounts following you throughout your career. New rules brought in last November mean that if you change.....

International Women’s Day: Here’s how to become financially smarter
March 09, 2022 04:59 AM AEDT| By Team Kalkine MediaToday, women have more decision-making power related to financial issues in most countries. They earn more, control wealth, and establish themselves in every field whether it's related to sports, politics, law, medicine, or business. In this articl.....

How to ace the passive income game: Five ways to try
March 06, 2022 01:49 PM AEDT| By AshishHighlights Passive income can help you with extra cash without actively getting involved in a business. It saves you from taking on extra responsibilities which come with active participation in a business. Such an income can be only achieved .....

What is Green Investment?
March 06, 2022 08:30 AM AEDT| By Rupam RoyToday, many investors are adding green stocks to their portfolios, while many others consider green equities their favorite. Green investments are gaining ground given the growth potential in eco-friendly enterprises and the growing trend for curbi.....

Thing to keep in mind while co-buying a property with friends
March 06, 2022 12:25 AM AEDT| By Daniel Paul JohnsHighlights: The Sydney housing market has got to the point where first home buyers need to save at least AU$100,000 to buy into a market like Sydney. In most cases, banks offer a joint loan, meaning both parties are paying back one loan as oppo.....

How are bond prices related to the stock market?
March 06, 2022 12:15 AM AEDT| By AayushHighlights In general, the bond market is inversely proportional to the stock market An ideal portfolio has a judicious mix of both, and the ratio of this asset allocation has a vast impact on the portfolio’s performance. However, this i.....

Which are the Best Lifetime ISAs right now?
March 06, 2022 12:00 AM AEDT| By Priya BhandariHighlights The Lifetime ISAs allow investors to save £4,000 a year without any tax on it. There are four types of ISAs that include Stocks and shares ISAs, Cash ISAs, Innovative Finance ISAs, and Lifetime ISAs. Individual Savings Acc.....

Here’s how to keep yourself safe during a flood
March 05, 2022 01:22 AM AEDT| By Bhawna GuptaHighlights At present some parts of Australia are facing drastic weather conditions. According to BOM, isolated severe thunderstorms with damaging gusts and locally heavy rainfall are expected during the weekend. One should pay attention to au.....

Scared of volatile equity markets? Here are 5 term deposits to explore
March 05, 2022 01:17 AM AEDT| By Daniel Paul JohnsHighlights Emerging from a two-year long pandemic has presented a laundry list of problems, not the least of which is rapidly rising inflation. With high inflation come rising interest rates, which leave Australians scrambling to stash their mo.....

Adding crypto to your self-managed super fund? 3 things to keep in mind
March 05, 2022 01:04 AM AEDT| By Daniel Paul JohnsHighlights While Australian super funds don’t yet invest in cryptocurrency, individuals with self-managed funds can include digital assets if they so choose. Despite its short-term volatility, crypto’s long-term potential is, .....