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Highlights
- MONY Group shows H2 revenue and adjusted EBITDA growth, led by Money and Energy segments, despite headwinds.
- The GBP 30 million share buyback programme completed in December 2025 as ITG stake shifts to minority status.
- FY25 adjusted EBITDA expected in line with market consensus; FY26 outlook benefits from easing market pressures and strong strategic foundations.
MONY Group plc (LSE:MONY) has provided a trading update for the period from 1 July to 30 November 2025 ahead of its full-year results scheduled for 23 February 2026. The Group reports continued revenue and adjusted EBITDA growth in the second half of the year, driven by the Money and Energy divisions alongside improvements in Insurance, while confirming unchanged full-year expectations.
Recent Performance
During the latest period, MONY Group demonstrated resilience with growth in revenue and adjusted EBITDA, even as insurance and PPC cost challenges persisted. The Group benefits from a diversified portfolio that supports consistent shareholder returns.
The Insurance segment experienced supportive trading from its broad offering and a gradual easing of difficulties in the motor insurance market. Money saw continued borrowing growth, driven by competitive credit card deals and better banking outcomes bolstered by popular current account switching promotions.
Home Services growth was primarily led by Energy, featuring the launch of the Group’s first collective switch in October since the 2021 energy market collapse, promoted by MoneySavingExpert with competitive deals.
Conversely, Cashback faced headwinds due to economic uncertainty affecting UK consumers, while Travel felt pressure from competition in package holidays, reduced car hire demand, and overall consumer financial constraints.
Member and Provider Strategies Drive Growth
MONY Group’s two-sided marketplace strategy continues to create value by shifting customers from one-time purchasers to engaged, loyal members. SuperSaveClub (SSC) reached two million members and is now a material contributor to Group revenue with substantial growth opportunity ahead.
On the provider side, propositions such as Market Boost, Tenancy, and B2B partnerships generate incremental revenue and deepen partner relationships. The Group’s portfolio of trusted brands combined with a robust data and technology platform provides a competitive edge.
With advancing AI adoption, MONY Group is well positioned to capitalize on emerging opportunities to accelerate growth further.
Capital Moves and Strategic Repositioning
In line with capital allocation policy, the Group completed a GBP 30 million share buyback programme which started on 17 February 2025 and ended on 2 December 2025.
As of 1 December 2025, MONY Group reduced its stake in Ice Travel Group (ITG) from controlling to a minority position, aiming to simplify operations while maintaining strategic influence. ITG gains increased independence to pursue growth plans backed by MONY’s ongoing support.
Outlook for FY25 and Beyond
The Board anticipates Adjusted EBITDA for FY25 to meet current market consensus supported by second-half trading and strategic momentum.
For FY26, the Group expects headwinds to ease, creating market stability.
