Builders Capital Mortgage Corp. Declares $0.40 Distribution for Class B Non-Voting Shares Payable July 31, 2026

Distribution Details and Payment Schedule for BCF Shares

The board of directors at Builders Capital Mortgage Corp. has declared a distribution of $0.40 per Class B Non-Voting share. This payment will be made to all shareholders of record on July 20, 2026, with the distribution payable on July 31, 2026, allowing an 11-day interval for processing.

Shareholders holding Class B Non-Voting shares must ensure their ownership status as of July 20, 2026, to qualify for the distribution. This schedule aligns with standard corporate distribution practices, facilitating settlement and record verification prior to payment.

Overview of Builders Capital Mortgage Corp.'s Share Structure

Builders Capital Mortgage Corp. utilizes a dual-class share framework that includes Class B Non-Voting shares. These shares do not grant voting rights but typically entitle holders to dividend or distribution payments and other economic benefits. This structure is common among Canadian public companies, allowing differentiated ownership and governance roles.

The current distribution pertains exclusively to Class B Non-Voting shares. Holders of other share classes should confirm their eligibility for distributions by consulting the company’s share register or contacting the company directly.

Significance of the Distribution for Builders Capital Mortgage Corp.

The declared $0.40 per share distribution reflects Builders Capital Mortgage Corp.’s capital management and financial health. As a mortgage lender, the company generates returns through lending operations, and this distribution signals the board’s intent to return value to Class B Non-Voting shareholders at this time.

Operating in a capital-intensive sector, the company’s ability to distribute funds indicates sufficient earnings or cash flow to support shareholder returns while maintaining operational stability.

Implications of the July 20, 2026 Record Date on Trading

The July 20, 2026 record date is crucial for determining distribution eligibility. In Canadian markets, investors acquiring shares prior to the ex-distribution date are entitled to the distribution, whereas those purchasing afterward are not, with share prices typically adjusted accordingly.

Investors planning to trade Builders Capital Mortgage Corp. shares should consider the record date and ex-distribution timing to understand the financial impact on their transactions. Shareholders recorded by July 20 will receive the $0.40 per share distribution on July 31, 2026.

Market Context for Calgary-Based Mortgage Lender

Based in Calgary, Alberta, Builders Capital Mortgage Corp. operates within the Canadian mortgage lending industry, which is influenced by interest rates, housing market trends, and regulatory factors. Calgary’s role as a financial services hub situates the company among regional mortgage and financial institutions.

Listed on the TSX Venture Exchange under ticker BCF, the company complies with continuous disclosure and regulatory requirements. The distribution announcement was disseminated via Newsfile Corp., demonstrating adherence to public reporting standards.

TSX Venture Exchange Listing and Regulatory Compliance

Builders Capital Mortgage Corp. trades on the TSX Venture Exchange (TSXV) under the symbol BCF. The TSXV serves as Canada’s senior venture capital market for emerging companies. As a listed entity, BCF follows the exchange’s regulations, including ongoing disclosure and annual filings.

The TSXV’s Regulation Services Provider oversees adherence to policies. The distribution release was filed within this regulatory framework, with the exchange disclaiming responsibility for the release’s accuracy, consistent with standard practice for venture-listed firms.

Capital Return and Shareholder Distribution Strategy

The $0.40 per share distribution exemplifies Builders Capital Mortgage Corp.’s approach to capital management and returning value to shareholders. Companies vary in their strategies between reinvestment and distributions, with this payment reflecting a decision to allocate capital directly to shareholders.

Investors interested in the company’s long-term capital allocation should monitor distribution trends alongside earnings and cash flow metrics. This payment is a singular event without forward-looking commitments disclosed in this announcement.

Investor Considerations Post-Announcement

Following this announcement, Class B Non-Voting shareholders should verify receipt of the distribution on July 31, 2026, and contact investor relations if issues arise. Additionally, investors may watch for future company disclosures offering insights into the distribution rationale or financial status.

Long-term investors should track Builders Capital Mortgage Corp.’s quarterly and annual reports, balance sheet changes, and any subsequent distributions. The mortgage sector’s sensitivity to interest rates and housing markets will continue to influence financial performance and distribution potential.

Source Information and Verification

This distribution announcement was issued through Newsfile Corp. on July 20, 2026, accessible via the Newsfile investor disclosure platform. Builders Capital Mortgage Corp. is headquartered at Suite 260, 1414 - 8th Street SW, Calgary, Alberta.

For official details on the distribution, Class B Non-Voting share terms, or payment eligibility, shareholders should consult the announcement or contact the company directly. No additional financial or strategic details were provided in this release.