S&T Bancorp Files Investor Presentation with Financial Details Under Regulation FD

Investor Presentation Filed in Compliance with Regulation FD

S&T Bancorp, Inc. filed a current report announcing the availability of an investor presentation containing financial information. The presentation is intended for management’s use in various investor engagement activities. The company stated the presentation will be utilized "from time to time during visits with investors, analysts and other interested parties to assist in their understanding of S&T Bancorp, Inc." This standardized communication approach ensures consistent delivery of financial and operational data across multiple investor meetings and conferences.

The presentation was attached as Exhibit 99.1 to the filing and is available on S&T Bancorp’s corporate website. This centralized resource supports management’s efforts to provide detailed financial data in a structured format during presentations and discussions with market participants. The disclosure enhances the company’s investor relations strategy by offering a clear, accessible document for reference in management communications.

Regulatory Classification and Investor Accessibility

The filing specifies the regulatory treatment under Item 7.01 of the current report. S&T Bancorp clarified that "the information in this Current Report on Form 8-K is being furnished under Item 7.01 and shall not be deemed to be 'filed' for the purposes of Section 18 of the Securities and Exchange Act of 1934." This means the presentation is furnished as disclosure rather than formally filed, which affects certain liability provisions under securities laws.

Additionally, the company noted that the presentation "nor shall such information be deemed incorporated by reference in any filing under the Securities Act of 1933 or the Exchange Act, except as shall be expressly set forth by specific reference in such a filing." This regulatory designation is standard for investor presentation materials and ensures proper treatment within the regulatory framework. Investors should note this distinction regarding the presentation’s legal status as furnished information.

S&T Bancorp’s Investor Relations Approach

The filing reflects S&T Bancorp’s commitment to active investor relations and transparent financial reporting. The Pennsylvania-based bank holding company, trading on NASDAQ under the symbol STBA, regularly engages with investors and analysts through formal presentations and meetings. By disclosing a standardized investor presentation, the company underscores its dedication to providing consistent and accessible financial information to shareholders and market participants.

The investor relations materials cater to institutional investors, equity analysts, and other stakeholders seeking insights into S&T Bancorp’s financial performance and operations. The presentation format enables management to efficiently communicate key financial metrics and operational data across multiple engagements throughout the year. This coordinated communication strategy ensures message consistency and delivers comprehensive financial information to interested parties.

Availability and Distribution of Presentation Materials

S&T Bancorp has made the investor presentation available on its official corporate website at www.stbancorp.com, providing broad access for investors and analysts seeking current financial data. The disclosure confirms that the presentation "is available on S&T's website," creating a centralized location for market participants to independently access the materials. This distribution method supports the company’s transparency objectives and allows investors to review financial information at their convenience.

Posting the presentation online aligns with best practices among publicly traded companies aiming to maintain robust investor relations programs. By centralizing the materials, S&T Bancorp minimizes information barriers and ensures equal access to financial content. This approach complies with regulatory expectations for fair disclosure and facilitates independent research by investors using company-provided financial data.

Management Authorization and Governance Oversight

Mark Kochvar, Senior Executive Vice President and Chief Financial Officer of S&T Bancorp, authorized the current report filing on July 27, 2026. The filing states that "the registrant has duly caused this report to be signed by the undersigned thereunto duly authorized." This signature confirms compliance with SEC filing requirements and corporate governance standards.

The CFO’s authorization of the disclosure demonstrates governance oversight of investor relations materials. Senior management’s involvement ensures that financial information presented to investors has undergone appropriate review, supporting the accuracy and appropriateness of the materials shared with the investment community.

NASDAQ Listing and Regulatory Identifiers

S&T Bancorp’s common stock, with a par value of $2.50, trades on the NASDAQ Global Select Market under the ticker STBA. The company is registered with the SEC and maintains its principal executive offices at 800 Philadelphia Street, Indiana, Pennsylvania, 15701. Its IRS Employer Identification Number is 25-1434426, and its SEC Commission File Number is 0-12508. These identifiers confirm S&T Bancorp’s status as a public company subject to ongoing SEC reporting obligations.

As a publicly traded entity on a major exchange, S&T Bancorp is required to maintain current disclosures with the SEC and provide regular financial reporting to investors and the market. Filing investor presentation materials is part of the company’s comprehensive disclosure responsibilities under federal securities laws. This disclosure complies with SEC regulations governing current report filings and investor relations communications.

Scope and Details of Financial Data Included

The current report states that the investor presentation contains "financial data" for management’s use during investor meetings but does not specify exact financial metrics, performance figures, or operational data included. Investors interested in detailed financial information, such as balance sheet data or earnings figures, should review the full presentation available on the company’s website.

The presentation aims to assist stakeholders in understanding S&T Bancorp, Inc., suggesting coverage of multiple aspects of the company’s business and financial performance. Investors are encouraged to access the materials directly from the investor relations section of S&T Bancorp’s website to analyze content relevant to their investment decisions.

Continuous Investor Engagement Strategy

The disclosure notes that management will use the investor presentation "from time to time" during investor engagement activities, indicating an ongoing communication strategy rather than a one-time event. This reflects S&T Bancorp’s dedication to maintaining active investor relations throughout the year by engaging with institutional investors, equity analysts, and other stakeholders. The standardized presentation format facilitates consistent financial communication across multiple events.

By keeping investor presentation materials current and comprehensive, S&T Bancorp supports its broader investor relations goals of transparent communication with capital markets participants. Making these materials available on the company website and disclosing them through regulatory filings demonstrates the company’s commitment to keeping investors well-informed about its financial performance and operations. This ongoing engagement strategy aids shareholders and analysts in making informed investment decisions.