AUS
NZ
UK
CA
USA
IND
_07_03_2026_03_50_21_133108.jpg)
On July 28, 2026, Midland States Bancorp, Inc. announced the filing of an investor presentation intended for institutional investors and analysts. This disclosure, submitted via a current report, includes the full presentation as Exhibit 99.1. The filing underscores the company’s ongoing commitment to investor relations and provides transparent access to the materials used in its investor communications.
Key Points
- NASDAQ Symbols: MSBIP (Depositary Shares) and MSBI (Common Stock)
- Investor presentation filed for institutional investor and analyst meetings
- Filing date: July 28, 2026; presentation attached as Exhibit 99.1
- Presentation actively utilized in Midland States Bancorp’s investor engagement efforts
Investor Presentation Filing Details
Midland States Bancorp, Inc., headquartered in Effingham, Illinois, filed a current report on July 28, 2026, announcing the availability of an investor presentation for use in upcoming meetings with investors and analysts. By submitting this document to the Securities and Exchange Commission (SEC), the company ensures that all market participants have equal access to the presentation, enhancing transparency regarding the information shared with the institutional investment community.
The investor presentation is included as Exhibit 99.1 in the filing and is incorporated by reference. This formal filing notifies investors that these materials are actively employed in the company’s communications, allowing institutional investors and analysts to review the company’s strategic positioning, financial outlook, and key discussion points.
Compliance with Regulation Fair Disclosure (Regulation FD)
The disclosure was made under Item 7.01 of Form 8-K, which pertains to Regulation FD announcements. Regulation FD mandates that public companies disclose material information simultaneously to all investors, preventing selective disclosure to certain analysts or institutional investors. Midland States Bancorp’s filing ensures all investors receive the presentation materials concurrently, adhering to SEC disclosure rules.
The company clarified that the information in Item 7.01 and the attached exhibits is not considered "filed" under Section 18 of the Securities Exchange Act of 1934, nor incorporated by reference in other filings unless explicitly stated. This standard disclaimer limits the legal implications of the filing and protects the company from certain liabilities related to formal filings.
Strategy for Institutional Investor Engagement
This filing highlights Midland States Bancorp’s dedication to effective communication with institutional investors and equity analysts. By preparing and publicly filing a comprehensive investor presentation, the company provides a consistent and standardized resource to address investor inquiries and maintain message uniformity across meetings. This approach is widely adopted by publicly traded firms to streamline investor relations.
Investor presentations typically include insights on company strategy, financial results, market position, competitive advantages, and future initiatives. By making this presentation publicly accessible through the SEC, Midland States Bancorp extends availability beyond live meetings, enabling retail investors, financial advisors, and market analysts without direct access to review the same information. This practice aligns with modern corporate disclosure standards promoting transparency.
Filing Timeline and Regulatory Process
The company filed the report on July 28, 2026, with Nathan Sturycz, General Counsel, signing the document. The filing complies with Section 13 or 15(d) of the Securities Exchange Act of 1934, which requires timely reporting of significant events. The earliest event date reported is also July 28, 2026, confirming the presentation’s disclosure coincided with the filing date.
Midland States Bancorp’s common stock trades on Nasdaq under the ticker MSBI, while depositary shares linked to its 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, trade under MSBIP. Both classes are Nasdaq-registered, catering to different investor interests. The company’s main office is located at 1201 Network Centre Drive, Effingham, Illinois 62401.
Registered Securities and Trading Information
The company has two Nasdaq-listed securities: common stock (ticker MSBI) with a $0.01 par value per share, representing primary equity ownership, and depositary shares (ticker MSBIP), each representing a 1/40th interest in the 7.750% Fixed-Rate Reset Non-Cumulative Perpetual Preferred Stock, Series A, with a $2.00 par value per share. This dual-class structure offers investors options between common equity and preferred equity, each with distinct rights.
The preferred stock underlying the MSBIP depositary shares features a perpetual term, fixed-rate reset mechanism, and non-cumulative dividends, appealing to investors seeking fixed-income characteristics. Maintaining Nasdaq registration for both securities reflects Midland States Bancorp’s established presence and investor base as a publicly traded financial institution.
Company Classification and Regulatory Status
Midland States Bancorp confirmed it is not an emerging growth company under SEC definitions, meaning it is subject to full disclosure requirements without scaled accommodations or extended transition periods for new accounting standards. This classification indicates the company’s maturity and size within the public markets.
The company’s IRS Employer Identification Number is 37-1233196, and it was incorporated in Illinois. The SEC assigned Commission File Number 001-35272. These identifiers facilitate access to the company’s historical filings via the SEC EDGAR database. For investor inquiries, the company can be contacted at (217) 342-7321.
Material Information and Presentation Content
While the filing makes the investor presentation publicly available, it does not summarize the specific content or key messages within the presentation. Interested investors must review Exhibit 99.1 directly to examine the company’s financial performance, strategic initiatives, market opportunities, competitive positioning, or forward-looking guidance. The filing does not clarify whether the presentation contains new material non-public information or reiterates previously disclosed data.
The decision to file the presentation signals management’s view of its importance for investor understanding. However, investors should consult both the presentation and the company’s recent quarterly and annual reports for comprehensive context.
Best Practices in Investor Communication
By filing the investor presentation with the SEC, Midland States Bancorp aligns with best practices in investor relations, ensuring broad, simultaneous access and creating a documented record of materials used in investor engagement. This reduces the risk of selective disclosure and promotes transparent communication with all market participants.
This approach benefits financial professionals, advisors, and independent researchers lacking direct access to company meetings by providing equal informational access. Retail investors and smaller stakeholders also gain from SEC-filed presentations as a valuable supplement to financial statements and regulatory disclosures.
