Hilltop Holdings to Host Q2 2026 Earnings Webcast Presentation on July 24

Company Overview and Operational Structure

Hilltop Holdings Inc. is a Maryland-incorporated financial services holding company headquartered in Dallas, Texas. The company is listed on both the New York Stock Exchange and NYSE Texas under the ticker symbol HTH. Operating through various subsidiaries, Hilltop Holdings manages diverse segments within the financial services industry.

This organizational structure enables Hilltop Holdings to oversee multiple business divisions across different market sectors while maintaining centralized governance and strategic oversight from its Dallas headquarters. Its dual exchange registration underscores its liquidity and capital market access.

Investor Communication Schedule and Format

Hilltop Holdings will utilize its Q2 earnings presentation during investor and analyst meetings, delivering the content via a webcast on July 24, 2026, starting at 8:00 a.m. Central Time. This live webcast provides a platform for management to discuss quarterly results and engage with investor questions, facilitating simultaneous access for shareholders and market participants regardless of location.

The webcast format is a standard approach for public companies to share earnings information and management commentary. Scheduling the presentation the day after the earnings disclosure filing aligns with common quarterly reporting practices, allowing investors time to review materials and prepare questions ahead of the live session.

Presentation Details and Investor Insights

The earnings presentation covers the six-month period ending June 30, 2026, including the second quarter of Hilltop Holdings' fiscal year. Investors will gain insights into operational results, financial metrics, and management’s evaluation of business conditions during the first half of 2026. The presentation is designed to enhance investor understanding of quarterly performance and strategic positioning.

Management’s webcast remarks typically address revenue trends, profitability, balance sheet strength, and forward-looking commentary. For Hilltop Holdings, key focus areas may include mortgage origination and servicing, banking operations, and insurance segments. The presentation offers management a chance to contextualize financial outcomes within broader market dynamics and company-specific developments.

Regulatory Compliance and Disclosure Notes

This announcement was made pursuant to Item 7.01 of Regulation FD, which governs the disclosure of material, non-public information to investors. Hilltop Holdings clarified that the presentation materials are furnished under this regulation and are not considered "filed" under Section 18 of the Securities Exchange Act of 1934, a distinction that affects legal liability related to the disclosed information.

The company also stated that neither the presentation nor this announcement constitutes a filing incorporated by reference into any Securities Act registration statement unless explicitly indicated. This regulatory framework ensures compliance while limiting exposure to certain securities law liabilities. Investors should note that while the presentation is material for investment decisions, it is treated differently from formally filed documents.

Company History and Regulatory Identifiers

Hilltop Holdings holds a Commission File Number 1-31987 and an IRS Employer Identification Number 84-1477939, assigned during its tenure as a publicly traded company. The firm’s longstanding SEC registration reflects its established role in the financial services sector. Its principal executive office remains at 6565 Hillcrest Avenue, Dallas, Texas.

Incorporated in Maryland, Hilltop Holdings benefits from operational flexibility under state corporate law while meeting New York Stock Exchange listing requirements. This jurisdictional choice is common among major financial services holding companies. The company maintains full compliance with all applicable registration and reporting obligations.

Access to Earnings Presentation Materials

The earnings presentation is available as Exhibit 99.1 attached to the company’s disclosure filing. This exhibit contains the complete presentation management will use during investor meetings and the webcast. Investors can access these materials via the SEC’s EDGAR database using Hilltop Holdings’ Central Index Key (CIK) number 0001265131.

Providing presentation materials before the webcast allows investors to review slides, charts, and financial data at their convenience, enabling more informed questions during the live event and accommodating those unable to attend. This transparency aligns with best practices in public company earnings communications.

Market Conditions and Competitive Landscape

The second quarter of 2026 was characterized by market factors impacting financial services firms, including interest rate trends, credit availability, and consumer financial behavior. Hilltop Holdings’ performance reflects influences such as mortgage application volumes, refinancing activity, lending margins, and insurance underwriting outcomes. The earnings presentation will offer management’s perspective on how these elements affected results.

Investors will evaluate Hilltop Holdings’ competitive positioning relative to peer companies across similar business lines. The presentation is expected to address how the company’s diversified structure provided resilience or opportunities during the first half of 2026, helping investors assess management’s execution of strategic priorities amid prevailing market conditions.

Webcast Participation Information

The webcast is scheduled for July 24, 2026, at 8:00 a.m. Central Time. While this announcement does not specify registration or technical details, such information is typically available through the company’s investor relations channels or website. Interested investors may need to register in advance to participate.

The webcast format supports both live participation and later access to recorded content, accommodating investors across time zones and those unable to join the live event. Hilltop Holdings’ use of multiple communication channels underscores its commitment to broad investor access to management and quarterly updates.

Importance of Earnings Presentations in Investor Relations

Preparing and announcing earnings presentations is a vital part of Hilltop Holdings’ public company investor relations strategy. These communications inform investment decisions, manage expectations, and address shareholder concerns about quarterly results. The formal announcement reflects management’s commitment to transparent and timely shareholder engagement.

Investors should be aware that earnings presentations often include forward-looking statements and management guidance on future prospects. Although this announcement does not disclose specific financial results or guidance, the upcoming webcast will likely cover outlook topics and strategic initiatives. The timing and content of these communications can significantly influence investor sentiment and the company’s market valuation.