First Financial Bancorp (NASDAQ: FFBC) Submits Investor Presentation to SEC Ahead of Analyst Meetings

Executive Officers Announce Use of Investor Presentation Materials

First Financial Bancorp., headquartered at 255 East Fifth Street, Suite 900, Cincinnati, Ohio, disclosed via its executive officers the intention to use investor presentation materials in one or more meetings with investors and analysts. This announcement was made through a current report filed with the Securities and Exchange Commission (SEC) on July 27, 2026, highlighting the company’s proactive investor outreach during this business period.

James M. Anderson, Executive Vice President and Chief Financial Officer, signed the filing on behalf of First Financial Bancorp. The referenced presentation materials are included as Exhibit 99.1 and have been made publicly available as part of the company’s regulatory submissions. Such disclosures are standard practice among publicly traded companies to notify the market of planned investor communications.

Details on Presentation Materials and Regulatory Status

First Financial Bancorp. clarified that neither the filing nor the attached presentation is intended to be "filed" under the Securities Exchange Act of 1934 or incorporated by reference into filings under the Securities Act of 1933. This distinction is critical for understanding the regulatory implications and usage of these materials in future disclosures or corporate actions.

The presentation is identified as Exhibit 99.1 within the filing. Additionally, an Interactive Data File (Exhibit 104) is embedded in the Inline XBRL format as part of the submission. These exhibits provide investors with immediate access to the materials management plans to share during investor and analyst engagements.

Company Profile and Market Information

First Financial Bancorp. is an Ohio-incorporated financial services company with SEC Commission File Number 001-34762 and IRS Employer Identification Number 31-1042001. Its common stock, with no par value, is traded on The NASDAQ Stock Market LLC under ticker symbol FFBC. The company is not classified as an emerging growth company under applicable securities laws.

Investors can contact First Financial Bancorp. at its Cincinnati headquarters using the address provided in the filing. The company also included a telephone number to facilitate further inquiries regarding its operations and disclosures.

Purpose and Context of Investor Presentation Filings

Announcements about executive officers’ use of presentation materials typically indicate a period of intensified investor relations activity. These presentations often occur during earnings calls, investor conferences, roadshows, or direct meetings with institutional investors and equity analysts tracking the company’s stock. The content usually covers business strategies, financial results, market positioning, and future initiatives.

Such filings notify investors that management is actively communicating operational and strategic information to the investment community. By making these materials publicly available, the company ensures transparency and equal access to information for all market participants.

Filing Process and Public Access to Documents

The disclosure was submitted to the SEC on July 27, 2026, as a current report pursuant to Sections 13 or 15(d) of the Securities Exchange Act of 1934. James M. Anderson signed the filing in his role as Executive Vice President and Chief Financial Officer, certifying its accuracy and authorized submission on behalf of First Financial Bancorp.

These materials are accessible through the SEC’s EDGAR system, which archives all public company filings. Investors can locate the filing using the company’s Central Index Key number 0000708955 or ticker FFBC. The presentation is contained in Exhibit 99.1, available for download alongside the primary disclosure.

Enhancing Investor Relations and Market Transparency

By announcing the use of investor presentation materials in advance, First Financial Bancorp. adheres to best practices in investor relations and corporate governance. This approach promotes market efficiency by providing all investors simultaneous access to the information shared with analysts and institutional investors.

Such transparency supports analysts and institutional investors in forming informed investment decisions. Publicly available presentations help prevent selective disclosure of material information and demonstrate the company’s commitment to consistent and open communication.

Regulatory Clarifications on Non-Filing Status

First Financial Bancorp. explicitly stated that the presentation materials and the Item 7.01 Regulation FD Disclosure are not considered "filed" for securities law purposes. This affects how these materials might be treated in future securities litigation, corporate transactions, or regulatory reviews. The clarification aligns with SEC guidance on voluntary informational disclosures.

This non-filing status means the materials will not automatically be incorporated into formal Securities Act filings unless explicitly referenced later, providing the company flexibility while ensuring public access through the exhibit filing.

Access for Investors and Next Steps

Shareholders and prospective investors interested in reviewing First Financial Bancorp.’s investor presentation materials can access Exhibit 99.1 via the SEC’s EDGAR database or the company’s investor relations website. These materials offer detailed insights into management’s views on strategic priorities, competitive positioning, and business outlook.

Investors following First Financial Bancorp. are encouraged to review these presentations to better understand management’s messaging and assess the company’s stance within the competitive financial services sector. The availability of these materials enables monitoring of how the company’s communication evolves in response to changing market conditions and performance.