EJF Investments Ltd Announces 2.8625 Pence Per Share Dividend for Q2 2026

Quarterly Dividend Announcement for Q2 2026

On 27 July 2026, EJF Investments Ltd declared a quarterly dividend of 2.8625 pence per share for the quarter ending 30 June 2026. This declaration reflects the company’s ongoing dedication to delivering regular income distributions to shareholders. The dividend amount aligns with EJFI’s investment objective of providing attractive risk-adjusted returns via a blend of steady dividends and long-term capital growth. The specific dividend per share corresponds to earnings and distributable reserves available during this reporting period.

This dividend declaration adheres to EJFI’s established policy emphasizing consistent income generation. As a closed-ended investment company, EJFI’s capacity to declare and pay dividends depends on the performance of its underlying portfolio and cash flow from its loan-based assets. The 2.8625 pence per share dividend represents the board’s evaluation of sustainable distributions based on the company’s financial position and investment outcomes in Q2 2026.

Dividend Payment Timeline and Ex-Dividend Details

Investors should note three critical dates related to this dividend. The ex-dividend date is 6 August 2026, meaning shares must be purchased and settled before this date to qualify for the dividend. The record date is 7 August 2026 at close of business, when the shareholder register is finalized. Purchasing shares on or after the ex-dividend date will not entitle new shareholders to this dividend.

Dividend payments are expected to be made on or around 28 August 2026, allowing sufficient processing time post-record date. This timing follows standard settlement practices for UK-listed investment companies. Shareholders should verify their registration details with the company’s registrar, Computershare, to ensure timely receipt of dividend payments. Any questions regarding dividends or shareholder registration should be directed to Computershare’s administration team.

Dividend Currency Options for Shareholders

EJF Investments Ltd provides shareholders the option to receive dividends in either British pounds sterling (GBP) or U.S. dollars (USD), reflecting the company’s international investor base and the USD-denominated nature of some underlying assets. This option is particularly relevant since EJFI’s investments predominantly involve USD-based loans through CDO equity tranches of U.S. financial institutions. Shareholders wishing to change their currency preference or submit an election must contact Computershare by 10 August 2026 to ensure processing for this dividend.

Additionally, shareholders may elect to receive dividend payments via wire transfer instead of checks. This option caters to varying investor preferences and may reduce processing delays or costs. Shareholders who have not yet submitted election forms and prefer USD payments and/or wire transfers should act promptly before the 10 August 2026 deadline. Detailed election procedures and contact information are available on EJFI’s website at www.ejfi.com.

Investment Strategy and Portfolio Overview

EJF Investments Ltd focuses on providing diversified exposure to loans and related financial assets across the U.S., U.K., and Europe. Its primary investment vehicle consists of CDO (collateralized debt obligation) equity tranches structured by an affiliate of EJF Capital LLC. These equity tranches offer leveraged exposure to a diversified portfolio of securities issued by U.S. financial institutions such as banks and insurance companies. This approach aims to generate attractive risk-adjusted returns by investing in the equity layers of structured debt backed by institutional loans.

The focus on CDO equity tranches structured by an EJF Capital affiliate represents a specialized strategy targeting higher-risk, higher-return debt segments. These investments are classified as Risk Retention Investments, indicating that the structuring affiliate maintains a significant economic interest in the underlying assets’ performance. This alignment of interests provides shareholders with confidence in investment quality and management incentives. The diversified loan portfolio helps mitigate idiosyncratic credit risk, although investors should consider the leveraged nature of equity tranches and their sensitivity to financial institution performance and credit cycles.

Corporate Structure and Regulatory Environment

EJF Investments Ltd is a closed-ended limited liability company incorporated in Jersey under the Companies (Jersey) Law 1991, as amended, with registration number 122353. Incorporated on 20 October 2016, the company is regulated by the Jersey Financial Services Commission (JFSC). Jersey’s regulatory framework offers investor protections under the Collective Investment Funds (Jersey) Law 1988 and the Financial Services (Jersey) Law 1998, as amended. The JFSC benefits from legal protections standard in financial services regulation.

Operating as a Jersey-registered entity, EJFI functions under a regulatory regime distinct from UK-listed investment companies. This jurisdiction may provide advantages in tax efficiency and regulatory flexibility compared to UK incorporation. However, the JFSC has not reviewed or approved this specific dividend announcement, as noted in the company’s disclosures. Shareholders should understand how Jersey regulation differs from UK Financial Conduct Authority oversight applicable to UK-listed firms.

Investment Objective and Long-Term Growth Strategy

EJF Investments Ltd aims to deliver attractive risk-adjusted returns through a combination of regular dividends and long-term capital appreciation. This balanced approach targets both income and growth for shareholders. The current 2.8625 pence per share dividend exemplifies the company’s commitment to income generation. Dividend sustainability depends on the ongoing performance of underlying CDO equity tranches and economic conditions impacting U.S. financial institutions.

The company’s long-term investment horizon suits investors seeking sustained exposure to financial institution credit risk. Its closed-ended structure limits redemption pressures, enabling stable portfolio management without frequent rebalancing. This is particularly appropriate given the illiquid nature of CDO equity tranches, which can be costly or difficult to trade quickly. Investors should consider EJFI as part of a diversified portfolio and recognize that share prices and dividends may fluctuate based on financial institution performance and broader economic factors.

Management and Administrative Contacts

EJF Investments Ltd is managed by EJF Investments Manager LLC, with Mungo Hargreaves and Jay Ghatalia serving as primary contacts for investment management. Apex Financial Services (Alternative Funds) Limited acts as Company Secretary and Administrator, handling daily operations, shareholder services, dividend administration, and regulatory compliance. Investors with questions about investment strategy or performance should contact the investment manager, while administrative inquiries, including dividend payments and shareholder registration, are managed through Apex Financial Services.

Additional service providers include Panmure Liberum and Barclays Bank PLC, responsible for capital raising, investor relations, and banking services. Comprehensive contact details for all parties are provided in the announcement. The company’s website at www.ejfi.com offers up-to-date information, historical dividend records, performance data, and shareholder documents. Shareholders are advised to register with the appropriate contacts to receive timely notifications of dividend announcements and corporate developments.

Investor Risks and Considerations

Prospective and current investors should be aware that share prices and income from EJF Investments Ltd may fluctuate significantly, and there is a risk of not recovering the full initial investment upon disposal. The core portfolio of CDO equity tranches is subordinated to senior and mezzanine debt, making equity holders first to absorb losses if credit deteriorates. This subordination exposes investors to substantial credit risk and potential capital loss if financial institutions underperform or credit conditions worsen.

EJFI should be included as part of a diversified investment portfolio and not constitute a disproportionate allocation. Its focus on financial institution credit risk means performance is sensitive to the health of U.S. banks and insurers and broader macroeconomic trends affecting the financial sector. The leverage inherent in CDO equity tranches amplifies both potential gains and losses, increasing volatility compared to unleveraged loan portfolios. Investors are strongly encouraged to seek independent legal, financial, tax, and professional advice before investing. This announcement is for informational purposes only and does not constitute an offer or solicitation.

Communication and Disclosure Practices

This dividend announcement is issued solely by EJF Investments Ltd and is the company’s responsibility. It is provided for informational purposes and does not constitute an invitation or offer to trade shares. Distribution restrictions reflect regulatory requirements in jurisdictions including the United States, European Economic Area (except Ireland), Australia, Canada, and South Africa, due to the presence of U.S.-based investors and USD exposure.

The company’s Legal Entity Identifier (LEI) is 549300XZYEQCLA1ZAT25, a global standard identifier used for regulatory reporting and data aggregation. The company’s website serves as the primary source for investor communications, historical announcements, financial data, and shareholder documentation. Investors should regularly consult the website to stay informed about company performance, dividend declarations, and material events. EJFI’s commitment to transparency is demonstrated by detailed contact information for service providers, enabling investors to access information on investment performance and dividend logistics.