Credicorp Ltd (NYSE:BAP)
322.5 USD
-4.030 1.234%Sponsored Reports
| Previous Close (in USD) | 326.53 |
|---|---|
| Change | -4.030 1.234% |
| 52 W H/L (in USD) | 380.200/181.601 |
| EBITDA (in USD) | -- |
| PE Ratio | 13.53 |
| Volume | 1189658 |
| Diluted Eps TTM | 24.62 |
| Total Assets (in USD) | 267338.68M |
|---|---|
| Total Liabilities (in USD) | 230004.962M |
| Revenue TTM (in USD) | 20699.847M |
| Cash (in USD) | 43297.852M |
| Market Cap (in USD) | 26,446.537 M |
| Revenue Per Share TTM | 260.777 |
| Gross Profit TTM (in USD) | 20529.428M |
Summary
Income Statement
Balance Sheet
Change in Cash
Operating Cash
Dividend Paid
Credicorp Ltd
Employees: 47656
Key Executives
| Sr. No. | Name | Title | Year Born |
|---|---|---|---|
| 1. | Mr. Alejandro Perez-Reyes | Chief Operating Officer | NA |
| 2. | Mr. Luis Enrique Romero Belismelis | Exec. Chairman | 1961 |
| 3. | Mr. Gianfranco Piero Dario Ferrari de Las Casas | Chief Exec. Officer | 1965 |
| 4. | Mr. Cesar Rios Briceno | CFO & Head of Fin. | NA |
| 5. | Mr. José Luis Muñoz Rivera | Head of Accounting | NA |
| 6. | Mr. Eduardo Montero Dasso | Head of Investment Banking & Wealth Management | NA |
| 7. | Ms. Milagros Cigüeñas | Head of Investor Relations | NA |
| 8. | Ms. Barbara Falero | Chief Compliance & Ethics Officer | NA |
| 9. | Mr. Guillermo Morales | Head of Legal & Deputy Gen. Sec. | NA |
| 10. | Mr. Enzo Tolentino | Head of the Area of Continuous Auditing & Corp. Devel. | NA |
Peers
Sector: Financial Services
Industry: Banks - Regional
| Company | Change (USD) | Price (USD) | Trailing PE(x) | Forward PE(x) | Price Sales TTM(x) | Price to Book Value(x) | Enterprise Value to Revenue(x) | Enterprise Value to EBITDA(x) |
|
HDB
HDFC Bank Limited ADR |
-0.620 2.580% | 23.85 | 20.810 | 20.964 | 0.108 | 4.772 | 0.000 | 0.000 |
|
CIHKY
China Merchants Bank Co Ltd |
+0.030 0.099% | 30.59 | 7.780 | 7.645 | 0.562 | 0.901 | 3.617 | 0.000 |
|
DBSDF
DBS Group Holdings Ltd |
+0.380 0.759% | 50.1 | 15.290 | 14.409 | 5.843 | 2.364 | 10.400 | 0.000 |
|
CIHHF
China Merchants Bank Co Ltd Class H |
0.000 0.000% | 6.1 | 6.100 | 5.672 | 0.439 | 0.765 | 3.426 | 0.000 |
Income Statement
(Currency in USD)| Breakdown | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Income Before Tax | 9376.807M | 7824.527M | 6848.329M | 6855.889M | 5332.816M |
| Minority Interest | - | -121.998M | -94.338M | -112.292M | -87.247M |
| Net Income | 6528.03M | 5501.254M | 4865.54M | 4633.096M | 3584.582M |
| Selling General Administrative | 4905.418M | 7214.079M | 6678.104M | 6036.982M | 5766.955M |
| Gross Profit | 23104.77M | 17331.821M | 15717.698M | 17343.196M | 14434.094M |
| Reconciled Depreciation | - | 722.568M | 667.122M | 683.504M | 683.254M |
| Ebit | 9376.807M | 7824.527M | 6848.329M | 10229.677M | 5245.569M |
| Ebitda | 10218.705M | 8547.095M | 7515.451M | 10920.288M | 5935.753M |
| Depreciation And Amortization | 841.898M | 722.568M | 667.122M | 690.611M | 690.184M |
| Operating Income | 9376.807M | 7824.527M | 6848.329M | 10229.677M | 5245.569M |
| Other Operating Expenses | 20910.711M | 19171.882M | 18524.525M | -7113.519M | -9188.525M |
| Interest Expense | 4914.552M | 5754.125M | 5860.523M | 3493.187M | 2488.426M |
| Tax Provision | 2864.899M | 2201.275M | 1888.451M | 2110.501M | 1660.987M |
| Interest Income | - | 19819.787M | 18752.415M | 14982.056M | 11809.769M |
| Net Interest Income | - | 14065.662M | 12891.892M | 11488.869M | 9361.98M |
| Income Tax Expense | 2700.524M | 2201.275M | 1888.451M | 2110.501M | 1660.987M |
| Total Revenue | 30287.518M | 26996.409M | 25372.854M | 17343.196M | 14434.094M |
| Total Operating Expenses | 13727.963M | 9507.294M | 8869.369M | -7113.519M | -9188.525M |
| Cost Of Revenue | 7182.748M | 9664.588M | 9655.156M | - | - |
| Total Other Income Expense Net | - | -1337.859M | -220.929M | -3373.788M | 87.247M |
| Net Income From Continuing Ops | - | 5623.252M | 4959.878M | 4745.388M | 3671.829M |
| Net Income Applicable To Common Shares | 6925.377M | 5501.254M | 4865.54M | 4633.096M | 3584.582M |
Balance Sheet
(Currency in USD)| Breakdown | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Total Assets | 267338.68M | 256088.94M | 238840.188M | 236753.609M | 244821.984M |
| Intangible Assets | 4764.394M | 2566.796M | 2427.017M | 2127.216M | 1913.221M |
| Other Current Assets | - | 226.847M | 348.578M | 29795.09M | 113432.183M |
| Total Liab | 230004.962M | 221111.706M | 205733.123M | 207173.9M | 217784.545M |
| Total Stockholder Equity | 36604.559M | 34346.451M | 32460.004M | 28988.14M | 26496.767M |
| Other Current Liab | - | 161263.208M | 1403.021M | -2845.403M | -3454.362M |
| Common Stock | 1318.993M | 1318.993M | 1318.993M | 1318.993M | 1318.993M |
| Capital Stock | - | 1318.993M | 1318.993M | 1318.993M | 1318.993M |
| Retained Earnings | 6915.724M | 5642.738M | 4572.444M | 4635.599M | 3556.281M |
| Good Will | - | 722.361M | 798.482M | 772.213M | 796.859M |
| Other Assets | - | 1170.866M | -119955.98M | 118112.432M | 106708.873M |
| Cash | 43297.852M | 47506.911M | 33850.268M | 34111.525M | 39292.198M |
| Cash And Equivalents | - | - | - | - | - |
| Total Current Liabilities | 14440.2M | 176129.266M | 6147.893M | 1482.95M | 3454.362M |
| Current Deferred Revenue | - | - | - | - | - |
| Net Debt | -8762.292M | -10018.556M | -7092.349M | -8100.698M | -14480.385M |
| Short Term Debt | 14440.2M | 10433.768M | - | 578.074M | - |
| Short Long Term Debt | - | 1373.058M | - | - | - |
| Short Long Term Debt Total | 34535.56M | 37488.355M | 26757.919M | 26010.827M | 24811.813M |
| Other Stockholder Equity | -61.116M | -32.572M | 26568.567M | 23683.664M | 21385.591M |
| Property Plant Equipment | 2672.458M | 2466.252M | - | 2373.489M | 1895.196M |
| Total Current Assets | 46691.077M | 94204.346M | 79470.577M | 66989.799M | 87028.427M |
| Long Term Investments | - | 48858.877M | 47234.535M | 46927.018M | 50585.86M |
| Short Term Investments | 1220.265M | 34208.187M | 32774.078M | 29678.061M | 34440.091M |
| Net Receivables | 2172.96M | 12262.401M | 12497.653M | 11988.984M | 13296.138M |
| Long Term Debt | 24700.773M | 26649.77M | 26245.34M | 25944.605M | 24195.854M |
| Inventory | - | - | 348.578M | 136.079M | 136.125M |
| Accounts Payable | - | 3645.631M | 4017.82M | 3750.279M | 3454.362M |
| Accumulated Other Comprehensive Income | 28430.958M | 27417.292M | 26548.361M | -650.116M | 235.902M |
| Non Currrent Assets Other | 11072.257M | 3540.704M | -52418.193M | 3445.316M | -51084.684M |
| Non Current Assets Total | 220647.603M | 161214.14M | 279325.591M | 51651.378M | 51084.684M |
| Capital Lease Obligations | - | 404.817M | 512.579M | 578.074M | 655.294M |
| Long Term Debt Total | 24700.773M | 28150.232M | - | 25868.432M | 24195.854M |
Cash Flow
(Currency in USD)| Breakdown | 31-12-2025 | 31-12-2024 | 31-12-2023 | 31-12-2022 | 31-12-2021 |
|---|---|---|---|---|---|
| Investments | - | 527.559M | -1255.064M | -1094.965M | -3087.066M |
| Total Cashflows From Investing Activities | -1552.485M | 527.559M | -1255.064M | 1817.658M | -3727.711M |
| Total Cash From Financing Activities | -1620.115M | -1810.421M | -2264.352M | -1600.815M | -465.296M |
| Net Income | 6925.377M | 5623.252M | 4865.54M | 4745.388M | 3671.829M |
| Change In Cash | -47570.103M | 13649.489M | -200.348M | -5172.583M | 2559.778M |
| Begin Period Cash Flow | 47570.103M | 33920.614M | 34120.962M | 39293.545M | 36733.767M |
| End Period Cash Flow | - | 47570.103M | 33920.614M | 34120.962M | 39293.545M |
| Total Cash From Operating Activities | 8051.151M | 14522.093M | 4079.719M | -1134.877M | 3972.994M |
| Depreciation | 893.142M | 722.568M | 667.122M | 690.611M | 690.184M |
| Other Cashflows From Investing Activities | -1552.485M | -726.366M | -813.318M | 2011.561M | 4215.819M |
| Dividends Paid | 2998.917M | 3664.648M | 1994.037M | -1196.422M | -398.808M |
| Change To Inventory | - | - | - | - | - |
| Sale Purchase Of Stock | -112.409M | -110.894M | -85.575M | -83.605M | -58.907M |
| Other Cashflows From Financing Activities | 13809.162M | -166.386M | -89.398M | -174.208M | 143.808M |
| Capital Expenditures | 315.949M | 1111.434M | 1151.174M | 896.37M | 640.034M |
| Change In Working Capital | -1928.209M | 5964.928M | -3209.47M | -8554.893M | -2085.722M |
| Other Non Cash Items | 3053.983M | 2161.44M | 1749.287M | 1782.233M | 1075.314M |
| Free Cash Flow | 7735.202M | 13410.659M | 2928.545M | -2031.247M | 3332.96M |
Funds
| Sr. No. | Name | Purchased On | Shares |
|---|---|---|---|
| 1. | Dodge & Cox International Stock I | 5 months ago | 2738280 |
| 2. | American Funds American Balanced A | 2 months ago | 1661933 |
| 3. | MFS International Growth A | 3 months ago | 1030587 |
| 4. | American Funds New Economy A | 2 months ago | 801907 |
| 5. | Fidelity Advisor Focused Em Mkts I | 3 months ago | 784278 |
| 6. | iShares Core MSCI Emerging Markets ETF | 2 months ago | 753823 |
| 7. | FIAM Concentrated Emerging Markets Comp | 5 months ago | 741378 |
| 8. | Strategic Advisers Fidelity Em Mkts | 3 months ago | 670181 |
| 9. | Harding Loevner International Eq Instl | 3 months ago | 596927 |
| 10. | Capital Group New Geography Equity Comp | 5 months ago | 554085 |
| 11. | American Funds New World A | 2 months ago | 543781 |
| 12. | GQG Partners Emerging Markets Equity R6 | 5 months ago | 532005 |
| 13. | Fidelity Series Emerging Markets Opps | 3 months ago | 501417 |
| 14. | Invesco Emerging Markets Equity | 11 months ago | 499141 |
| 15. | American Funds Capital World Gr&Inc A | 2 months ago | 477531 |
| 16. | iShares Latin America 40 ETF | 2 months ago | 448095 |
| 17. | Fidelity Emerging Markets Class F | 5 months ago | 444364 |
| 18. | Invesco Developing Markets A | 3 months ago | 394587 |
| 19. | RBC Emerging Markets Equity Fund F | 5 months ago | 388780 |
| 20. | RBC Emerging Markets Equity | 2 months ago | 383540 |
Institutions
| Sr. No. | Name | Purchased On | Shares |
|---|---|---|---|
| 1. | BlackRock Inc | 8 months ago | 3950026 |
| 2. | Dodge & Cox | 5 months ago | 3870940 |
| 3. | FMR Inc | 5 months ago | 3457232 |
| 4. | JPMorgan Chase & Co | 8 months ago | 3155984 |
| 5. | Massachusetts Financial Services Company | 5 months ago | 2866393 |
| 6. | Capital World Investors | 5 months ago | 2195404 |
| 7. | Royal Bank of Canada | 8 months ago | 1723900 |
| 8. | Westwood Global Investments LLC | 5 months ago | 1604233 |
| 9. | Baillie Gifford & Co Limited. | 5 months ago | 1432893 |
| 10. | Harding Loevner L.P. | 5 months ago | 1421564 |
| 11. | Amvescap Plc. | 8 months ago | 1349408 |
| 12. | State Street Corp | 8 months ago | 1267553 |
| 13. | Schroder Investment Management Group | 5 months ago | 1107420 |
| 14. | Pzena Investment Management, LLC | 5 months ago | 1068942 |
| 15. | Bank of Nova Scotia | 8 months ago | 1030687 |
| 16. | UBS Asset Mgmt Americas Inc | 8 months ago | 1017217 |
| 17. | GQG Partners LLC | 5 months ago | 949184 |
| 18. | William Blair Investment Management, LLC | 5 months ago | 767413 |
| 19. | Aristotle Capital Management LLC | 5 months ago | 759393 |
| 20. | Arrowstreet Capital Limited Partnership | 5 months ago | 730362 |
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