AUS Edition 
NZ Edition 
UK Edition 
CA Edition 
USA Edition 
IND Edition 
⚠
✓
Oportun Financial Corp (NASDAQ:OPRT)
5.21 USD
0.000 0.000%Sponsored Reports
Loading...
| Previous Close (in USD) | 5.21 |
|---|---|
| Change | 0.000 0.000% |
| 52 W H/L (in USD) | 7.730/2.050 |
| EBITDA (in USD) | 176.247M |
| PE Ratio | -- |
| Volume | 382649 |
| Diluted Eps TTM | -2.58 |
| Total Assets (in USD) | 3411.888M |
|---|---|
| Total Liabilities (in USD) | 3010.846M |
| Revenue TTM (in USD) | 877.505M |
| Cash (in USD) | 91.187M |
| Market Cap (in USD) | 120.292 M |
| Revenue Per Share TTM | 23.796 |
| Gross Profit TTM (in USD) | 791.869M |
Summary
Income Statement
Balance Sheet
Change in Cash
Operating Cash
Dividend Paid
Oportun Financial Corp
Oportun Financial Corporation provides financial services. The company offers personal loans and credit cards. It serves customers through online and over the phone, as well as through retail and Lending as a Service partner locations. The company was founded in 2005 and is headquartered in San Carlos, California.
Employees: 2340
Key Executives
| Sr. No. | Name | Title | Year Born |
|---|---|---|---|
| 1. | Mr. Raul Vazquez | Pres, CEO & Director | 1972 |
| 2. | Mr. Jonathan Aaron Coblentz | CFO & Chief Admin. Officer | 1971 |
| 3. | Mr. Patrick Kirscht | Chief Credit Officer | 1968 |
| 4. | Mr. Matthew Wayne Jenkins | COO & GM of Personal & Auto Loans | 1969 |
| 5. | Mr. Casey Mueller CPA | Principal Accounting Officer, VP of Fin. & Global Controller | 1982 |
| 6. | Mr. Nils L. Erdmann | VP of Investor Relations | NA |
| 7. | Ms. Joan Aristei | Gen. Counsel & Chief Risk Officer | 1960 |
| 8. | Ms. Seher Banwari | VP of Compliance & Enterprise Risk | NA |
| 9. | Ms. Sarah Livnat | VP of Communications & Impact | NA |
| 10. | Mr. Usher Lieberman | VP of Corp. Communications | NA |
Peers
Sector: Financial Services
Industry: Credit Services
| Company | Change (USD) | Price (USD) | Trailing PE(x) | Forward PE(x) | Price Sales TTM(x) | Price to Book Value(x) | Enterprise Value to Revenue(x) | Enterprise Value to EBITDA(x) |
|
V
Visa Inc. Class A |
+9.300 2.872% | 325.69 | 31.250 | 25.974 | 16.183 | 13.642 | 16.193 | 23.371 |
|
MA
Mastercard Inc |
+10.690 2.179% | 491.86 | 37.040 | 29.499 | 16.143 | 62.352 | 16.474 | 27.236 |
|
AXP
American Express Company |
+5.360 1.598% | 336.83 | 21.460 | 18.832 | 3.381 | 6.756 | 3.931 | 0.000 |
|
COF
Capital One Financial Corporation |
+6.000 3.083% | 196.97 | 61.360 | 10.040 | 3.842 | 1.122 | 3.021 | 0.000 |
Income Statement
(Currency in USD)| Breakdown | 31-12-2022 | 31-12-2021 | 31-12-2020 | 31-12-2019 | 31-12-2018 |
|---|---|---|---|---|---|
| Income Before Tax | -75.3M | 62.8M | -58.1M | 84.4M | 170.095M |
| Minority Interest | - | - | - | - | 0M |
| Net Income | -77.8M | 47.4M | -45.1M | 61.6M | 123.394M |
| Selling General Administrative | 213.7M | 153.3M | 126.9M | 106M | 74.119M |
| Gross Profit | 640.7M | 530.4M | 335.1M | 442.4M | 473.559M |
| Reconciled Depreciation | 47.533M | 27.112M | 20.22M | 14.101M | 11.823M |
| Ebit | 17.76M | 62.8M | -58.1M | 84.4M | 217.014M |
| Ebitda | 65.293M | 89.912M | -37.88M | 98.501M | 228.837M |
| Depreciation And Amortization | 47.533M | 27.112M | 20.22M | 14.101M | 11.823M |
| Operating Income | 17.76M | 62.8M | -58.1M | 84.4M | 217.014M |
| Other Operating Expenses | 715.943M | -467.6M | -393.2M | -358M | 256.545M |
| Interest Expense | 93M | 47.7M | 58.4M | 60.5M | 46.919M |
| Tax Provision | 2.458M | 15.4M | -13.012M | 22.834M | 46.701M |
| Interest Income | 876.114M | 575.8M | 545.466M | 544.126M | 448.777M |
| Net Interest Income | 783.068M | 528.1M | 487.098M | 483.58M | 401.858M |
| Income Tax Expense | 2.5M | 15.4M | -13M | 22.8M | 46.701M |
| Total Revenue | 640.7M | 530.4M | 335.1M | 442.4M | 473.559M |
| Total Operating Expenses | 715.943M | -467.6M | -393.2M | -358M | -256.545M |
| Cost Of Revenue | 154.9M | 115.8M | - | 80.78M | -10.865M |
| Total Other Income Expense Net | -93.06M | -47.7M | -58.4M | -60.5M | -46.919M |
| Net Income From Continuing Ops | -77.744M | 47.4M | -45.082M | 61.598M | 123.394M |
| Net Income Applicable To Common Shares | -77.744M | 47.4M | -45.082M | 4.262M | 16.597M |
Balance Sheet
(Currency in USD)| Breakdown | 31-12-2023 | 31-12-2022 | 31-12-2021 | 31-12-2020 | 31-12-2019 |
|---|---|---|---|---|---|
| Total Assets | 3411.888M | 3613.7M | 2946.6M | 2009.1M | 2201.9M |
| Intangible Assets | 114.735M | 139.8M | 131.2M | 27.419M | 18.339M |
| Other Current Assets | 230.555M | 129.217M | 20.9M | -33.731M | -36.913M |
| Total Liab | 3010.846M | 3066.1M | 2342.8M | 1542.8M | 1713.1M |
| Total Stockholder Equity | 404.404M | 547.6M | 603.8M | 466.3M | 488.8M |
| Other Current Liab | 55.704M | -339.172M | -405.519M | -251.649M | -70.661M |
| Common Stock | 0.007M | 0.007M | 0.006M | 0.006M | 0.006M |
| Capital Stock | 0.007M | 0.007M | 0.006M | 0.006M | 0.006M |
| Retained Earnings | -173.849M | 6.1M | 83.8M | 36.4M | 76.7M |
| Good Will | - | 108.472M | 104M | - | - |
| Other Assets | - | 3280.037M | 2521.1M | 1783.281M | 2043.661M |
| Cash | 91.187M | 98.8M | 131M | 136.2M | 72.2M |
| Cash And Equivalents | - | - | - | - | - |
| Total Current Liabilities | 73.778M | -3.457M | 405.519M | 251.649M | 70.661M |
| Current Deferred Revenue | - | - | - | - | - |
| Net Debt | 2847.359M | 2867.3M | 2076.4M | 1327.2M | 1530.4M |
| Short Term Debt | 12.786M | 317.6M | 393.9M | 246.4M | 60.9M |
| Short Long Term Debt | 289.951M | 317.568M | 393.9M | 246.385M | 60.91M |
| Short Long Term Debt Total | 2938.546M | 2966.1M | 2207.4M | 1463.4M | 1602.6M |
| Other Stockholder Equity | 578.246M | 541.493M | 519.994M | 430.194M | 412.231M |
| Property Plant Equipment | - | 40.972M | 38.4M | 46.8M | 73.337M |
| Total Current Assets | 230.555M | 221.03M | 151.9M | 151.6M | 89.4M |
| Long Term Investments | - | - | - | 1.158M | - |
| Short Term Investments | - | 0.017M | -0.041M | - | - |
| Net Receivables | 8.781M | 31.8M | 20.9M | 15.4M | 17.2M |
| Long Term Debt | 2620.219M | 317.568M | 1765.8M | 253.166M | 1488.313M |
| Inventory | -99.968M | - | - | - | - |
| Accounts Payable | 5.288M | 18.115M | 11.619M | 5.249M | 9.761M |
| Accumulated Other Comprehensive Income | 0M | - | - | -0.3M | -0.2M |
| Non Currrent Assets Other | 2981.072M | -57.567M | -273.6M | -74.219M | -68.839M |
| Non Current Assets Total | 3181.333M | 112.633M | 273.6M | 74.219M | 68.839M |
| Capital Lease Obligations | 28.376M | 37.947M | 47.7M | 49.684M | 53.357M |
| Long Term Debt Total | - | 317.568M | 393.889M | 253.166M | 1190.112M |
Cash Flow
(Currency in USD)| Breakdown | 31-12-2022 | 31-12-2021 | 31-12-2020 | 31-12-2019 | 31-12-2018 |
|---|---|---|---|---|---|
| Investments | -1116.661M | -884.8M | 42.976M | -497.68M | -471.427M |
| Total Cashflows From Investing Activities | -1171.548M | -884.8M | 16.379M | -497.68M | -471.427M |
| Total Cash From Financing Activities | 934.5M | 745.7M | -136.8M | 286.3M | 368.073M |
| Net Income | -77.7M | 47.4M | -45.1M | 61.6M | 123.394M |
| Change In Cash | 10.8M | 24.4M | 32.5M | 6.9M | 35.02M |
| Begin Period Cash Flow | 193M | 168.6M | 136.1M | 129.2M | 94.155M |
| End Period Cash Flow | 203.8M | 193M | 168.6M | 136.1M | 129.175M |
| Total Cash From Operating Activities | 247.9M | 163.4M | 152.9M | 218.4M | 138.374M |
| Depreciation | 47.533M | 27.112M | 20.22M | 14.101M | 11.823M |
| Other Cashflows From Investing Activities | -48.892M | -12.2M | -21.772M | -471.457M | -453.483M |
| Dividends Paid | - | - | - | - | 0M |
| Change To Inventory | - | - | - | - | 0M |
| Sale Purchase Of Stock | - | - | -2M | 60.479M | 0M |
| Other Cashflows From Financing Activities | 3152.219M | 2694.719M | 509.2M | 394M | 1342.949M |
| Capital Expenditures | 48.9M | 26.5M | 26.6M | 26.2M | 17.944M |
| Change In Working Capital | -80.7M | -10.4M | -34.3M | 15.1M | -29.88M |
| Other Non Cash Items | 314.696M | 63.98M | 207.056M | 97.997M | -15.758M |
| Free Cash Flow | 199M | 136.9M | 126.3M | 192.2M | 120.43M |
Funds
| Sr. No. | Name | Purchased On | Shares |
|---|---|---|---|
| 1. | Vanguard Total Stock Mkt Idx Inv | 2 years ago | 861131 |
| 2. | BGF FinTech Z2 USD | 2 years ago | 680237 |
| 3. | FullerThaler Behavioral Micro-Cap Core | 2 years ago | 537342 |
| 4. | Vanguard Institutional Extnd Mkt Idx Tr | 2 years ago | 391650 |
| 5. | Invesco FTSE RAFI US 1500 Small-Mid ETF | 2 years ago | 165092 |
| 6. | DFA US Targeted Value I | 2 years ago | 164799 |
| 7. | Fidelity Extended Market Index | 2 years ago | 151790 |
| 8. | Dimensional US Targeted Value ETF | 2 years ago | 121975 |
| 9. | Bridgeway Omni Small-Cap Value | 2 years ago | 112500 |
| 10. | Bridgeway Omni Small-Cap Value N | 2 years ago | 112500 |
| 11. | Bridgeway Ultra-Small Company Market | 2 years ago | 100000 |
| 12. | EA Bridgeway Omni Small-Cap Value ETF | 2 years ago | 99826 |
| 13. | BlackRock Extended Mkt Composite | 2 years ago | 77347 |
| 14. | Dimensional US Small Cap ETF | 2 years ago | 72398 |
| 15. | FullerThaler Behvrl Mcr-Cp Eq Instl | 2 years ago | 70315 |
| 16. | BlackRock Extended Equity Market K | 2 years ago | 67503 |
| 17. | iShares Micro-Cap ETF | 2 years ago | 59060 |
| 18. | Daiwa US Small Cap Sutainable Gr MF | 2 years ago | 57895 |
| 19. | Federated Hermes Prudent Bear A | 2 years ago | 50000 |
| 20. | Federated Hermes Alternative Bear Eq. | 2 years ago | 50000 |
Institutions
| Sr. No. | Name | Purchased On | Shares |
|---|---|---|---|
| 1. | Neuberger Berman Group LLC | 2 years ago | 3761139 |
| 2. | Findell Capital Management LLC | 2 years ago | 2021000 |
| 3. | BlackRock Inc | 2 years ago | 1493222 |
| 4. | Long Focus Capital Management, LLC | 2 years ago | 1315777 |
| 5. | Vanguard Group Inc | 2 years ago | 1293535 |
| 6. | Millennium Management LLC | 2 years ago | 1192459 |
| 7. | Acadian Asset Management LLC | 2 years ago | 813254 |
| 8. | Madrone Advisors LLC | 2 years ago | 623295 |
| 9. | RBF LLC | 2 years ago | 589738 |
| 10. | Glynn Capital Management, LLC | 2 years ago | 588233 |
| 11. | Dimensional Fund Advisors, Inc. | 2 years ago | 586336 |
| 12. | Park West Asset Management LLC | 2 years ago | 565235 |
| 13. | Summa Corp | 2 years ago | 563808 |
| 14. | Fuller & Thaler Asset Management Inc | 2 years ago | 537342 |
| 15. | Tejara Capital Ltd | 2 years ago | 466320 |
| 16. | Morgan Stanley - Brokerage Accounts | 2 years ago | 386251 |
| 17. | Union Square Park Capital Management, LLC | 2 years ago | 368893 |
| 18. | Bridgeway Capital Management, LLC | 2 years ago | 331682 |
| 19. | Geode Capital Management, LLC | 2 years ago | 301355 |
| 20. | Two Sigma Advisers, LLC | 2 years ago | 291100 |
Data Powered by EOD Historical Data (“EODHD”). All CFDs (stocks, indices, mutual funds, ETFs), and Forex are not provided by exchanges but rather by market makers, and so prices may not be accurate and may differ from the actual market price, meaning prices are indicative and not appropriate for trading purposes. EODHD is not using exchanges data feeds for the pricing data, EODHD is using OTC, peer to peertrades and trading platforms over 100+ sources, EODHD is aggregating its data feeds via VWAP method. Therefore, EOD Historical Data doesn’t bear any responsibility for any trading losses you might incur as a result of using this data. EOD Historical Data or anyone involved with EOD Historical Data will not accept any liability for loss or damage as a result of reliance on the information including data, quotes, charts and buy/sell signals contained within this website. Please be fully informed regarding the risks and costs associated with trading the financial markets, it is one of the riskiest investment forms possible. EOD Historical Data does not give any warranties (including, without limitation, as to merchantability or fitness for a particular purpose or use).
Sponsored Articles
Loading...
Related Articles
Loading...