AUS Edition 
NZ Edition 
UK Edition 
CA Edition 
USA Edition 
IND Edition 
⚠
✓
Open Lending Corp (NASDAQ:LPRO)
3.12 USD
0.000 0.000%Sponsored Reports
Loading...
| Previous Close (in USD) | 3.12 |
|---|---|
| Change | 0.000 0.000% |
| 52 W H/L (in USD) | 11.730/4.570 |
| EBITDA (in USD) | 20.589M |
| PE Ratio | 52.17 |
| Volume | 4079755 |
| Diluted Eps TTM | 0.12 |
| Total Assets (in USD) | 374.037M |
|---|---|
| Total Liabilities (in USD) | 168.457M |
| Revenue TTM (in USD) | 109.844M |
| Cash (in USD) | 246.669M |
| Market Cap (in USD) | 745.973 M |
| Revenue Per Share TTM | 0.917 |
| Gross Profit TTM (in USD) | 159.626M |
Summary
Income Statement
Balance Sheet
Change in Cash
Operating Cash
Dividend Paid
Open Lending Corp
Open Lending Corporation provides lending enablement and risk analytics solutions to credit unions, regional banks, finance companies, and captive finance companies of automakers in the United States. The company offers Lenders Protection Program (LPP), which is a cloud-based automotive lending platform that provides loan analytics solutions and automated issuance of credit default insurance with third-party insurance providers. Its LPP products include loan analytics, risk-based loan pricing, risk modeling, and automated decision technology for automotive lenders. Open Lending Corporation was founded in 2000 and is based in Austin, Texas.
1501 South Mopac Expressway, Austin, TX, United States, 78746
512 892 0400
Employees: 210
Key Executives
| Sr. No. | Name | Title | Year Born |
|---|---|---|---|
| 1. | Mr. Charles D. Jehl | Exec. VP, CFO & Treasurer | 1968 |
| 2. | Mr. Keith A. Jezek | CEO & Director | 1964 |
| 3. | Mr. Richard F. Watkins | Founder | NA |
| 4. | Ms. Jill Tyson | Sr. VP of Operations | NA |
| 5. | Ms. Cecilia Camarillo | Chief Accounting Officer | 1968 |
| 6. | Ms. Sarah Lackey | Chief Technology Officer | 1983 |
| 7. | Mr. Thinh Nguyen | Chief Information Officer | NA |
| 8. | Mr. Matthew S. Stark | Exec. VP, Gen. Counsel & Corp. Sec. | 1973 |
| 9. | Ms. Simona Fillarini | Chief HR Officer | NA |
| 10. | Mr. Matthew R. Roe | Chief Revenue Officer | 1983 |
Peers
Sector: Financial Services
Industry: Credit Services
| Company | Change (USD) | Price (USD) | Trailing PE(x) | Forward PE(x) | Price Sales TTM(x) | Price to Book Value(x) | Enterprise Value to Revenue(x) | Enterprise Value to EBITDA(x) |
|
V
Visa Inc. Class A |
+5.710 1.728% | 332.24 | 31.250 | 25.974 | 16.183 | 13.642 | 16.193 | 23.371 |
|
MA
Mastercard Inc |
+10.100 2.066% | 488.58 | 37.040 | 29.499 | 16.143 | 62.352 | 16.474 | 27.236 |
|
AXP
American Express Company |
-2.100 0.613% | 341.99 | 21.460 | 18.832 | 3.381 | 6.756 | 3.931 | 0.000 |
|
COF
Capital One Financial Corporation |
-0.900 0.439% | 205.1 | 61.360 | 10.040 | 3.842 | 1.122 | 3.021 | 0.000 |
Income Statement
(Currency in USD)| Breakdown | 31-12-2022 | 31-12-2021 | 31-12-2020 | 31-12-2019 | 31-12-2018 |
|---|---|---|---|---|---|
| Income Before Tax | 93.54M | 191.168M | -90.991M | 62.514M | 28.316M |
| Minority Interest | - | - | - | - | - |
| Net Income | 66.62M | 146.082M | -97.564M | 62.544M | 28.279M |
| Selling General Administrative | 35.95M | 30.393M | 32.584M | 13.774M | 12.125M |
| Gross Profit | 159.626M | 197.034M | 99.106M | 85.041M | 47.589M |
| Reconciled Depreciation | 1.339M | 1.122M | 1.768M | 0.105M | 0.08M |
| Ebit | 97.615M | 205.805M | 56.717M | 62.615M | 28.657M |
| Ebitda | 100.711M | 206.927M | 54.31M | 62.941M | 28.737M |
| Depreciation And Amortization | 3.096M | 1.122M | -2.407M | 0.326M | 0.08M |
| Operating Income | 97.615M | 205.805M | 56.717M | 62.615M | 28.474M |
| Other Operating Expenses | 81.979M | 65.366M | 52.175M | 30.232M | 23.718M |
| Interest Expense | 5.832M | 5.859M | 11.601M | 0.322M | 0.341M |
| Tax Provision | 26.92M | 45.086M | 6.573M | 1.002M | 0.816M |
| Interest Income | 1.995M | 0.213M | 0.202M | 5.845M | 4.084M |
| Net Interest Income | -3.837M | -5.646M | -11.399M | -0.298M | -0.328M |
| Income Tax Expense | 26.92M | 45.086M | 6.573M | -0.03M | 0.037M |
| Total Revenue | 179.594M | 215.655M | 108.892M | 92.847M | 52.192M |
| Total Operating Expenses | 62.011M | 46.745M | 42.389M | 22.426M | 19.115M |
| Cost Of Revenue | 19.968M | 18.621M | 9.786M | 7.806M | 4.603M |
| Total Other Income Expense Net | -4.075M | -14.637M | -147.708M | -0.101M | 0.17M |
| Net Income From Continuing Ops | 66.62M | 146.082M | -97.564M | 62.544M | 28.279M |
| Net Income Applicable To Common Shares | 66.62M | 146.082M | -90.716M | -111.939M | -44.098M |
Balance Sheet
(Currency in USD)| Breakdown | 31-12-2023 | 31-12-2022 | 31-12-2021 | 31-12-2020 | 31-12-2019 |
|---|---|---|---|---|---|
| Total Assets | 374.037M | 379.631M | 318.825M | 294.009M | 79.186M |
| Intangible Assets | - | - | - | - | - |
| Other Current Assets | 2.852M | 2.361M | 2.394M | 2.018M | 0.205M |
| Total Liab | 168.457M | 166.807M | 159.843M | 267.387M | 313.965M |
| Total Stockholder Equity | 205.58M | 212.824M | 158.982M | 26.622M | -234.779M |
| Other Current Liab | 15.527M | 11.069M | 3.671M | 2.779M | 2.366M |
| Common Stock | 1.282M | 1.282M | 1.282M | 1.282M | 0.376M |
| Capital Stock | 1.282M | 1.282M | 1.282M | 1.282M | 0.376M |
| Retained Earnings | -193.749M | -215.819M | -282.439M | -428.406M | -242.781M |
| Good Will | - | - | - | - | - |
| Other Assets | - | 91.704M | 108.179M | 124.298M | 33.675M |
| Cash | 246.669M | 204.45M | 116.454M | 101.513M | 7.676M |
| Cash And Equivalents | - | - | - | - | - |
| Total Current Liabilities | 20.59M | 15.107M | 12.065M | 17.008M | 8.193M |
| Current Deferred Revenue | - | - | 3.984M | 5.535M | 2.006M |
| Net Debt | -99.174M | -52.935M | 34.449M | 61.736M | -4.363M |
| Short Term Debt | 4.688M | 3.75M | 3.125M | 5.252M | 2.484M |
| Short Long Term Debt | 4.688M | 3.75M | 3.125M | 4.888M | 2.484M |
| Short Long Term Debt Total | 147.495M | 151.515M | 150.903M | 163.249M | 3.313M |
| Other Stockholder Equity | 398.047M | 427.361M | 440.139M | 453.746M | 7.626M |
| Property Plant Equipment | - | 7.183M | 7.852M | 6.934M | 0.299M |
| Total Current Assets | 289.876M | 280.744M | 202.794M | 162.777M | 45.212M |
| Long Term Investments | - | - | - | - | - |
| Short Term Investments | - | - | - | - | - |
| Net Receivables | 40.355M | 69.864M | 78.412M | 54.738M | 33.549M |
| Long Term Debt | 139.357M | 143.683M | 143.135M | 152.859M | 0.829M |
| Inventory | 0M | 4.069M | 5.534M | 4.508M | 3.782M |
| Accounts Payable | 0.375M | 0.288M | 1.285M | 3.442M | 1.337M |
| Accumulated Other Comprehensive Income | 0M | - | - | - | -0.339M |
| Non Currrent Assets Other | 5.535M | 26.576M | 42.676M | 39.08M | 33.675M |
| Non Current Assets Total | 84.161M | 98.887M | 116.031M | 131.232M | 33.974M |
| Capital Lease Obligations | 4.082M | 4.082M | 4.643M | 5.502M | 0M |
| Long Term Debt Total | - | - | 143.135M | 152.859M | - |
Cash Flow
(Currency in USD)| Breakdown | 31-12-2022 | 31-12-2021 | 31-12-2020 | 31-12-2019 | 31-12-2018 |
|---|---|---|---|---|---|
| Investments | -0.624M | -1.987M | -1.196M | -0.099M | -0.106M |
| Total Cashflows From Investing Activities | -0.624M | -1.987M | -1.196M | -0.099M | -0.106M |
| Total Cash From Financing Activities | -17.797M | -77.808M | 70.806M | -44.901M | -21.376M |
| Net Income | 66.62M | 146.082M | -97.564M | 62.544M | 28.279M |
| Change In Cash | 89.01M | 15.361M | 94.25M | -3.238M | 7.119M |
| Begin Period Cash Flow | 119.509M | 104.148M | 9.898M | 13.136M | 6.017M |
| End Period Cash Flow | 208.519M | 119.509M | 104.148M | 9.898M | 13.136M |
| Total Cash From Operating Activities | 107.431M | 95.156M | 24.64M | 41.762M | 28.601M |
| Depreciation | 1.339M | 1.122M | 1.768M | 0.105M | 0.08M |
| Other Cashflows From Investing Activities | - | - | - | 2.94M | -274.24M |
| Dividends Paid | 0M | 0M | -135.598M | -42.401M | 18.876M |
| Change To Inventory | - | -25.03M | -20.03M | - | 0.36M |
| Sale Purchase Of Stock | -18.018M | -20M | -37.5M | 0M | 269.19M |
| Other Cashflows From Financing Activities | 148.815M | 136.383M | -24.924M | -0.099M | -0.106M |
| Capital Expenditures | 0.624M | 1.987M | 1.196M | 0.099M | 0.106M |
| Change In Working Capital | 33.069M | -29.818M | -19.058M | -22.963M | -2.317M |
| Other Non Cash Items | 0.579M | -46.1M | 131.932M | 0.092M | 0.03M |
| Free Cash Flow | 106.807M | 93.169M | 23.444M | 41.663M | 28.495M |
Funds
| Sr. No. | Name | Purchased On | Shares |
|---|---|---|---|
| 1. | T. Rowe Price US Mid-Cap Value Equity | 2 years ago | 6122008 |
| 2. | T. Rowe Price Mid-Cap Value | 2 years ago | 6122008 |
| 3. | Wasatch Core Growth | 2 years ago | 4041002 |
| 4. | T. Rowe Price U.S. Mid-Cap Val Eq Tr-Z | 2 years ago | 3051239 |
| 5. | Vanguard Total Stock Mkt Idx Inv | 2 years ago | 2975078 |
| 6. | Vanguard Small Cap Index | 2 years ago | 2436312 |
| 7. | iShares Russell 2000 ETF | 2 years ago | 2309158 |
| 8. | Wasatch Ultra Growth | 2 years ago | 1904300 |
| 9. | Wasatch Small Cap Value | 2 years ago | 1755786 |
| 10. | Vanguard Institutional Extnd Mkt Idx Tr | 2 years ago | 1500537 |
| 11. | Vanguard Small Cap Growth Index Inv | 2 years ago | 1376932 |
| 12. | Wasatch Micro Cap | 2 years ago | 1039885 |
| 13. | Fidelity Small Cap Index | 2 years ago | 1015572 |
| 14. | Buffalo Small Cap | 2 years ago | 967905 |
| 15. | Kornitzer Small Cap Equity | 2 years ago | 967905 |
| 16. | Invesco Global Opportunities A | 2 years ago | 803148 |
| 17. | Invesco Global Multi Cap Growth | 2 years ago | 803148 |
| 18. | iShares Russell 2000 Growth ETF | 2 years ago | 784974 |
| 19. | JHFunds2 Mid Value NAV | 2 years ago | 666800 |
| 20. | State St Russell Sm/Mid Cp® Indx NL Cl C | 2 years ago | 614308 |
Institutions
| Sr. No. | Name | Purchased On | Shares |
|---|---|---|---|
| 1. | Wasatch Advisors LP | 2 years ago | 16094115 |
| 2. | T. Rowe Price Associates, Inc. | 2 years ago | 10756601 |
| 3. | Vanguard Group Inc | 2 years ago | 9444711 |
| 4. | True Wind Capital Management, L.P. | 2 years ago | 7545144 |
| 5. | Working Capital Advisors (UK) Ltd. | 2 years ago | 7463991 |
| 6. | BlackRock Inc | 2 years ago | 7333212 |
| 7. | Cannell Capital LLC | 2 years ago | 2498809 |
| 8. | State Street Corporation | 2 years ago | 2403617 |
| 9. | Geode Capital Management, LLC | 2 years ago | 2147975 |
| 10. | Dimensional Fund Advisors, Inc. | 2 years ago | 1973562 |
| 11. | Kornitzer Capital Management Inc | 2 years ago | 1482850 |
| 12. | Northern Trust Corp | 2 years ago | 908239 |
| 13. | Raymond James & Associates | 2 years ago | 839990 |
| 14. | Goldman Sachs Group Inc | 2 years ago | 832340 |
| 15. | Charles Schwab Investment Management Inc | 2 years ago | 787519 |
| 16. | JPMorgan Chase & Co | 2 years ago | 729533 |
| 17. | NORGES BANK | 2 years ago | 666394 |
| 18. | Renaissance Technologies Corp | 2 years ago | 642425 |
| 19. | Two Sigma Advisers, LLC | 2 years ago | 601000 |
| 20. | Morgan Stanley - Brokerage Accounts | 2 years ago | 481315 |
Data Powered by EOD Historical Data (“EODHD”). All CFDs (stocks, indices, mutual funds, ETFs), and Forex are not provided by exchanges but rather by market makers, and so prices may not be accurate and may differ from the actual market price, meaning prices are indicative and not appropriate for trading purposes. EODHD is not using exchanges data feeds for the pricing data, EODHD is using OTC, peer to peertrades and trading platforms over 100+ sources, EODHD is aggregating its data feeds via VWAP method. Therefore, EOD Historical Data doesn’t bear any responsibility for any trading losses you might incur as a result of using this data. EOD Historical Data or anyone involved with EOD Historical Data will not accept any liability for loss or damage as a result of reliance on the information including data, quotes, charts and buy/sell signals contained within this website. Please be fully informed regarding the risks and costs associated with trading the financial markets, it is one of the riskiest investment forms possible. EOD Historical Data does not give any warranties (including, without limitation, as to merchantability or fitness for a particular purpose or use).
Sponsored Articles
Loading...
Related Articles
Loading...