Founded in 2004, Just Group Plc, formerly known as JRP Group plc, is a UK-based financial services company with focus on attractive segments of the UK retirement income market. It is engaged in offering retirement income products and services to individual and corporate clients. The company aims to help people in achieving a better later life by offering guidance, financial advice, competitive products and services to those needed at or in retirement. Its portfolio of brands includes JUST., Just Retirement, Partnership, HUB Financial Solutions, HUB Group, HUB Pension Consulting and JUST South Africa. The company positively disrupts markets where it may become a leader and deliver high returns to customers and shareholders. Its shares are traded on the London Stock Exchange as LON: JUST and is a constituent of the FTSE 250 Index.
The company offers its serves to four distinct groups that include Trustees and scheme sponsors, Individuals, Homeowners and corporate clients. Its products and services include Defined Benefit De-Risking Solutions (DB), Guaranteed Income for life, secured lifetime income, care plans, lifetime mortgages and professional services. The Defined Benefit De-Risking Solutions for pension scheme trustees to decrease the financial risks of operating pension schemes and enhance certainty that members’ pensions will be paid in the later in life. The Guaranteed Income for life offers individuals with security by receiving income for life.
The Secure Lifetime Income introduced in 2019, is a tax-efficient solution for individual who need security of guaranteed income for life and the flexibility to make changes in early years of the plan. The care plans offers security of regular income to people moving to residential care, it is made to the care provider for the rest of their life. The Lifetime mortgages offer value from their home and the company offers Professional Services through HUB Group and also offers regulated financial advice on pension savings and value released from their home.
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