Ant International appoints Chief Innovation Officer to Spearhead AI-Driven Digitalisation Strategy with new Product, Technology and Innovation Framework

• Jiang-Ming Yang will be responsible for driving investments in and synergy between product and technology teams
• A new CIO Organisation will be created to drive continuous innovation across Ant International’s payments, digitalisation and embedded finance businesses
• Ant International’s global innovation and product strategy will remain focused on serving its goal of empowering inclusive growth and supporting local businesses

Ant International today announced the appointment of Jiang-Ming Yang as Chief Innovation Officer (CIO), effective immediately. As CIO, he will drive the synergised development of Ant International’s product and technology teams. He will also lead the CIO Organisation, the team responsible for steering Ant International’s global innovation and product strategy, ensuring that products and solutions are continually enhanced to stay ahead of industry trends and customer needs.  

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Ant International's Chief Innovation Officer Jiang-Ming Yang (Photo: Business Wire)

“Ant International will continue to invest at the frontier of innovation to help businesses, especially SMEs, to achieve sustainable growth in an increasingly complex global environment. Top on our list of priorities will be to push the cost and efficiency boundary for cross-border payment and settlement; to democratise cutting-edge technology solutions for SMEs on payment, trade and financial services; and to revolutionise user experience with new intelligent technology for cross-border travel,” said Jiang-Ming.  

In December 2024, Peng Yang, CEO of Ant International, announced organisational and strategic upgrades to expand its range of AI-powered fintech solutions to support inclusive growth for businesses and support SMEs across its payment and digitalisation ecosystem.  

With deep expertise and experience in leading global payments and e-commerce enterprises, Jiang-Ming Yang has played a critical role as Ant International's Chief Product Officer in building fintech and growth tech solutions to drive customer success and enhance operational efficiencies across Ant International's four main business pillars: unified digital gateway for mobile payment and super apps (Alipay+), unified payment services for global merchants (Antom), unified account service for global SMEs (WorldFirst), and embedded finance services that provide global liquidity management and SME credit tech solutions (Bettr and platform tech).  

In the past years, Jiang-Ming has led the development and implementation of pioneering AI solutions for the industry, including:  

• A+ Rewards by Antom: A one-stop digital marketing solution designed to drive global payment user growth and improve payment conversion. By leveraging privacy-preserving computing and AI technologies to offer tailored precision marketing solutions, it now serves 230 million users across eight markets in Asia.
• Antom Copilot: A smart solution advisor and operations assistant powered by advanced large language models (LLMs). Copilot has helped merchants reduce payment integration from up to 10 days to minutes.
• Antom EasySafePay: A one-click checkout solution with 100% fault protection. It streamlines digital wallet payments procedures by enabling seamless transactions directly on the merchant checkout page.
• Time-Series Transformer AI Foreign Exchange Model: The foreign exchange model predicts currency needs by the hours with 90% accuracy so multinational merchants can reduce their treasury management costs.
• Whale Platform: A next-generation treasury management solution that utilises blockchain technology, advanced encryption and AI to improve the efficiency and transparency of fund movements.

About Ant International  

Headquartered in Singapore, Ant International powers the future of global commerce with digital innovation for everyone and every business to thrive. In close collaboration with partners, we support merchants of all sizes worldwide to realise their growth aspirations through a comprehensive range of tech-driven digital payment and financial services solutions.  

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